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View Diary: Update W/Video: Michael Steele Disses Woman's Story As "An Act" (164 comments)

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  •  Sort of. (0+ / 0-)

    Except for preferential pricing schemes.

    It might be entirely possible for me (and my employer) to pay $6k/year for my insurance, and use services that cost $3k for the insurance company, but which would have cost $15k if I paid them out of pocket.

    •  True enough (0+ / 0-)

      But the same would ultimately still apply though the price points would change.

      Being HIV-positive, I take a number of fairly expensive medications for which there is no generic equivalent. At the retail rate, some would cost close to $10,000 annually. Then there's the expensive lab work I get quarterly, the regular doctor visits and the other more routine stuff (dentist, shrink and what-have-you). I'd estimate that my insurance costs, in total, about $3,000 per year, employer portion and my share of the premiums included. Somewhere along the line, someone else's premiums are in fact paying for my health care.

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