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View Diary: I hung up on a job offer (79 comments)

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  •  On a tangentially related note (15+ / 0-)

    I self-pay when I see my doctor (who is still cool enough to see people like me). Anyway, he's always been upfront with me about there being treatment options I simply can't afford (surgical, pharmaceutical) so we have to take oblique runs at treatment and hope it's close enough.

    I don't resent it. This is one of those tough realities so many people like to lament for an audience.

    But recently, he started to openly begrudge the fact that his diagnosis would have to be verbal - just between us - and my medical record soft-shoed to keep someone from refusing me treatment down the road if I become insured.

    Whoa.

    I'm grateful he's looking out for me. And he would certainly know better than me how the proper diagnosis could work against me. But we've entered into a dangerous phase here when doctors feel compelled to protect their patients from insurance companies they aren't even represented by yet.

    •  yeah, and a lot of patients are doing it (7+ / 0-)

      themselves.  I had read several diaries here with comments by people with ailments who are ignoring them, or, I should say, not seeking treatment for them, because they cannot afford the best treatment (i.e. they can only treat some symptoms versus underlying causes) due to financial constraints and because they don't want a pre-existing condition on their record.

      I thought they were crazy.  And now, here I sit, for months wanting to have some moles checked, but afraid that a record of these before I get a job (hopefully, very soon) with health care beefits will doom me.

      There have been other factors - waiting to get my vehicle back from my daughter for the 70 mile round trip to the one free service I do get (gyno), and was waiting for my daughter's Medicaid cancellation to be sorted out.  

      I will get my car back at Thanksgiving, and my daughter's Medicaid is set (she has chronic medical conditions), so I will schedule something for early December BUT I will ask the doctor to look at these 'off the record.'  If there is anything to them, then I will probably have to apply for Medicaid myself, though I am not sure I am eligible now that my daughter has her own case.  If I am not eligible, then I just have to wait for a job and benefits.

      "Don't Bet Against Us" - President Barack Obama

      by MRA NY on Wed Nov 11, 2009 at 04:58:51 PM PST

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    •  single payer... (5+ / 0-)

      That's the biggest problem with insurance.  You are insured, you develop a chronic something and BAM! you now are the proud owner of a pre-existing condition.  If you lose your current insurance, then you are almost certainly uninsurable.

      That's why I hate the term "health CARE reform" - because it isn't about actual CARE.  If it was, then after the reform took effect, everyone would be able to access some minimum level of care.  

      Proud member of the Cult of Issues and Substance!

      by Fabian on Wed Nov 11, 2009 at 05:03:02 PM PST

      [ Parent ]

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