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View Diary: The collapse of the reality-based left (133 comments)

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  •  And may I add that those of us (6+ / 0-)

    self-employed who have been forced to buy the crap insurance available to us these past 25 years are tired of subsidizing people who don't buy insurance, and are looking forward to closing those budget gaps by making sure everybody contributes to as well as takes from the system.

    I am really enjoying my stimulus package.

    by Kevvboy on Wed Dec 16, 2009 at 05:43:10 PM PST

    [ Parent ]

    •  We tried it and it didn't work (1+ / 0-)
      Recommended by:

      I'm self-employed and buy the crap insurance available to us, though I apparently have found a better than average broker.  The LieberputzCare plan is based on RomneyCare here in Massachusetts.  What it has done is create an assigned-risk pool for those who can't find good policies.  That sounds nice, but the prices are very high.  And because of the individual mandate, prices have skyrocketed across the board.  

      Insurance companies lie that the mandate is necessary to control costs, presumably because without it, healthy people wouldn't buy policies.  Of course most people don't know that they're going to get sick, and "young invincibles" pay a much lower price anyway, which is preserved by the Senate's high age rating... But what really happens is that people are forced to buy policies now at whatever price they want, so the price skyrockets.  I had a 28% hike this year and they're talking about 10-15% more for next year.  This is because there's no "go without" option.  Demand is forced, regardless of the price of supply.

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