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View Diary: Health Care Reform Bill Mythbusting #1: "Junk Insurance" (133 comments)

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  •  Civil Rights Have Been Around For A Long Time (1+ / 0-)
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    thethinveil

    In any number of areas businesses have been required to do business with people in other non-discriminatory ways (such as race) where at the same time Civil Rights didn't require those newly-liberated from having a mandate to buy anything. Somehow businesses not only survived but thrived post-Civil Rights despite Civil Rights not requiring mandates.

    •  Is it more expensive to serve black customers? (1+ / 0-)
      Recommended by:
      glynis

      Insurance is a different ballgame than a normal business.

      I am not arguing the health insurance industry are all cuddly. I'm simply pointing out that ANY insurance scheme, be it private or public, requires broad participation if you're going to keep the cost-per-person low. (Social Security being a perfect example - everyone pays in, though it's the elderly who benefit.)

      You can't require guaranteed issue, community-rating, bans on rescission and denials of care based on pre-existing conditions, without requiring universal participation or else the cost will skyrocket, even under a public, not-for-profit plan.

      If you are arguing that the mandate needs to be removed, then fine. But you have to insist in that case that most of those types of reforms go as well.

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