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View Diary: Health Care By The Numbers (340 comments)

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  •  From the comments on many diaries (7+ / 0-)

    it seems folks are having a difficult time making sense of what the deductibles, co pays, and so on are. These are the parts of insurance they are most familiar with using terms they are familiar with.

    People seem very interested in how things would affect them personaly. I wish there were more information on these things.

    "Don't fall or we both go" Derek Hersey

    by ban nock on Tue Dec 29, 2009 at 06:26:56 AM PST

    •  the kaiser link in the krugman box is really (4+ / 0-)

      useful.

      "Politics is the art of looking for trouble, finding it everywhere, diagnosing it incorrectly and applying the wrong remedies." - Groucho Marx

      by Greg Dworkin on Tue Dec 29, 2009 at 06:49:15 AM PST

      [ Parent ]

      •  For me it's usefull, but many seem to have (1+ / 0-)
        Recommended by:
        DemFromCT

        a difficult time reading it. Last evening I read a whole diary where the poster mistook actual annual plan premium for person / family premium payment.

        Also the Actuarial Value is confusing to many because they arn't actually actuaries (couldn't help myself ;-)sorry). I know that Actuarlial Value is an estimated average of what a person would pay out of pocket co pays and decuctibles, but it's not stated in plain language.

        Sentences like this,

        Under both proposals, insurers would have to cover a defined set of health care services and cap the total amount of cost sharing required of consumers at defined levels, but could otherwise vary the structure and degree of cost sharing so long as minimum actuarial value thresholds are met.

        From the Kaiser FAQ could be stated in plainer language.

        "Don't fall or we both go" Derek Hersey

        by ban nock on Tue Dec 29, 2009 at 07:42:31 AM PST

        [ Parent ]

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