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View Diary: Health Care By The Numbers (340 comments)

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  •  Not to mention (4+ / 0-)

    we are taking huge steps backwards for free choice and immigrant eqaulity.
    And explain how this bill helps sick people?  I see it can help a healthy family.  But insurance that covers 70% of costs for someone like me would be the practical equivalent of having no insurance.
    And for the majority of people things will be the same. What in the bill stops denials, delays and harassment from the insurance company.  If the answer is regulation then how will the regulation be enforced?

    Color me surprised that capitulation to the Republicans and moneyed interests isn't quite working out for us... by banjolele

    by allie123 on Tue Dec 29, 2009 at 06:56:45 AM PST

    [ Parent ]

    •  One big enforcement mechanism (0+ / 0-)

      is not allowing insurers into the exchange, which is the pool of 30 million new customers.

      Without knowing your income, age, and employment status I can't tell how much or how little the plan helps you. I can think of no instance where it wouldn't help you, especially much more than you are being helped now. What is your current plan?

      "Don't fall or we both go" Derek Hersey

      by ban nock on Tue Dec 29, 2009 at 07:49:14 AM PST

      [ Parent ]

      •  I just pay co-pays now (1+ / 0-)
        Recommended by:
        CMYK

        I am on early disability retirement so I can still get benefits from my job (I am grateful) but it is not cheap. I am not sure how i will be ale to continue to pay if they continue to raise rates like they have been.  I don't see anything that will stop them.  
        I am ok as long as the premium doesn't go up to much.
        My concern is more for people that will get one of the policies, pay premiums but if they get sick and are not rich they still won't be able to afford treatment.
        And health insurance for only healthy people is good, I guess like a wellness program but it is not really insurance or a safety net.
        So if you have a policy with 70% actuarial, and the bill also has a max out of pocket cost for you of xxx, then what happens when you spend your out of pocket cap?  Who pays the 30% difference for the rest of the year?  This may be a stupid question but I don't get it.

        Color me surprised that capitulation to the Republicans and moneyed interests isn't quite working out for us... by banjolele

        by allie123 on Tue Dec 29, 2009 at 08:03:28 AM PST

        [ Parent ]

      •  Just in case you were going to tell me to read (0+ / 0-)

        the bill, this from Kaiser's side by side comparison.  I have no idea what it means.

        These out-of-pocket reductions are applied within the actuarial limits of
        the plan and will not increase the actuarial value of the plan.

        Color me surprised that capitulation to the Republicans and moneyed interests isn't quite working out for us... by banjolele

        by allie123 on Tue Dec 29, 2009 at 08:21:36 AM PST

        [ Parent ]

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