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View Diary: Health Care By The Numbers (340 comments)

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  •  Donut hole $20K-$40K income range (2+ / 0-)
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    luckymortal, CMYK

    There is a huge donut hole of people above the poverty level but working with low incomes, and that is the $20K-$40K age range.  Add in the problem of people over 50 being charged more (community rating is not achieved).  These people are the substitute teachers, tutors, waiters, home health care aids, people with small businesses, people working as 1099 rather than W-2 because the W-2 vs. 1099 laws are basically unenforced and the employer requires that they work as a 1099, hairdressers, ultrasound and radiology techs who are paid hourly, contract workers employed only part of the year, day care employees ...

    •  No, start that hole at $16,000 (0+ / 0-)

      Someone making 16,000 will have to pay almost $900 for insurance they can't use. If you're only making 16,000 that's a LOT of money!

      •  Where is $300 premium @16K (0+ / 0-)

        Where is there a premium of $300 for an income of 16K?

        •  Someone 55 making 16K, under the Senate plan... (1+ / 0-)
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          Oops. I goofed the number from memory.

          Actual Premium: 6,606
          Subsidy: 5,892

          The point still stands. I think $715 is a lot of money when you're just wee above the poverty level. Certainly , it doesn't leave any room for co-pays, and out-of-pocket medical costs.

          •  6606-5892 =714/yr < $60/mo (1+ / 0-)
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            A person on a 16K plan isn;t paying $300/mo - The $715 is < $60/mo but that still makes health care unaffordable for someone at $16K.  The leve for Medicaid eligibility for a single person is in the 14K range and the probelsm start above that level.  I don't see how a person at that income level can pay anything.

            •  Never said $300 per month... (1+ / 0-)
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              Must have been someone else. I said 900/year instead of 715/year--a memory glitch--I've been playing with the calculator for days and running people's numbers over the phone. Still, the concept applies, and that we both seem to agree.

              $715/year could pay for yearly check-up+CSA membership+other preventative care, or a whole month's rent and utilities....

              When you're that poor, $715 is a LOT of money.

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