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View Diary: The future of healthcare reform came to Sacramento yesterday (284 comments)

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  •  bull–ony, Medicare is drowning and it's si (0+ / 0-)

    payer and it's no Cadillac plan. And there are premiums per person and indexed by income.

    There are copays; usually 20% and quite a few things are not covered. No dental, eye care except injuries and glaucoma testing, until recently little prevention, and because of fee for service lots of unneeded treatments, imaging and surgery. All of which have copays.

    Almost All medications are handled by private insurers, and there is back up insurance which most people feel they need if with private firms. So doctors need to file with a multiplicity of forms.

    Learn something first before you erupt.

    We are in a time where it is risky NOT to change. Barack Obama 7-30-08

    by samddobermann on Tue Jan 12, 2010 at 11:10:14 PM PST

    [ Parent ]

    •  You have not done your homework (0+ / 0-)

      Medicare subsists on a 2.9% wage tax only, and it takes care of our oldest and sickest at a cost of around $8000/yr.

      Private health unsurance, including worker's compensation (about half of which is for health insurance while on the job) costs us about $8000 per person too.  The main difference is that "everyone else" includes only our youngest and healthiest instead of our oldest and sickest.  

      If everyone who is young and healthy was included in Medicare, for a very low comparable price we could take care of eveyone a whole lot better.

      If private unsurance worked on the same overhead as Medicare, collectively we would save about $450 Billion per year (more than enough to cover eveyone far nore reliably and comprehensively than any of our divided-and-conquered non-systems does now).

      Just ask every other civilized naiton on Earth.  They all spend half or less than we do, cover everyone and have far better health outcomes.

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