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View Diary: A Reminder about that Republican HCR Plan (126 comments)

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  •  I suppose cost is meaningless? (0+ / 0-)

    You can highlight the number of insured all you like, but if it comes at an increased cost to everyone else, that not truly reform now is it?

    The CBO also said that under the Boehner amendment, insurance premiums would decline, whereas under the Democrats plan premiums would rise.  President Obama's argument is that reform is needed for two primary reasons:

    1.  Too many people uninsured
    1.  Costs are to high for the average American

    If the Democrat plan provides coverage for 36 million Americans but at an increased cost to everyone else, that is not reform.  That is more of the same.  While the boehner Amendment may not cover a large portion of the uninsured, at the very least it makes insurance affordable for everyone else, and that is nothing to scoff at.  

    •  You are peddling a fantasy. (0+ / 0-)

      Where and when have health premiums DECLINED?

      Never, Zero, nada Zip Zilch. not in 70 years buddy.

      What happens is a lower cost plan with weaker coverages and higher co-pays may come along, but that is a MORE expensive in total outlay or poorer coverage substitute.  That is the sad story of the past many years.  1200, 2000% increases since 1960's alone in my lifetime of paying private health ninsurance premiums.

      And as you get older...it gets automatically MUCH more expensive. Sucks to be an American insured person at the mercy of the monopoly cartel in health care.

      Back on topic...CBO scorers  said the premium rise might be less under the Boehner plan (the rise % not quite as great) but that was before other reforms and possible future policy changes in the bills took effect.

        That didn't count on a break even public option plan which would by itself pressure the private insurers to hold down their prices. That isn't at all the way Boehner wants it. Boehner's plans doesn't have a comparable tool or leverage  like that.

      So your praise of John Bohner is a variant of LYING. As in misdirecting, fudging the report to shower praise on your friend Republican Suntan stooge of the Month Boner Boehner.

      cast away illusions, prepare for struggle

      by Pete Rock on Fri Jan 29, 2010 at 08:58:26 AM PST

      [ Parent ]

      •  From the CBO report (1+ / 0-)
        Recommended by:
        Pete Rock

        http://www.cbo.gov/...

        Limits on costs related to medical malpractice ("tort reform"), including capping noneconomic and punitive damages and making changes in the allocation of liability. CBO expects that those limits would reduce health care costs directly—by reducing premiums for medical liability insurance and associated costs—and indirectly by slightly reducing the utilization of health care services. Over the 2010–2019 period, those changes would reduce spending on mandatory programs by about $41 billion and would increase revenues by $13 billion as an indirect effect of reducing the costs of private health insurance plans (which would result in a shift of someworkers’ compensation from nontaxable health insurance benefits to taxable
        wages).

        Im not saying Boehners plan is perfect, or even "comprehensive" but its a good starting point.  If the CBO agrees that tort reform will reduce premiums for all Americans, why wont Democrats even consider it as an option to add to their existing bill?

        •  Duuh! Hello, hello! (0+ / 0-)

          increase revenues by $13 billion as an indirect effect of reducing the costs of private health insurance plans (which would result in a shift of someworkers’ compensation from nontaxable health insurance benefits to taxable
          wages
          ).

          Read what you quoted!  The plans get a break...as the subscribers (the guys who pay for insurance) get paid deductible insurance shifted by 13 billion worth to TAXABLE income. Which means your outlay, what you pay for insurance will go up because now you are taxed on it as well as paying the increases.

          We, as the plan subscribers or the taxpayers will see NONE of those "breaks" in cost passed on. Or are you unfamiliar with how insurance companies make and keep money (hint: it has to do with something called "unearned premium reserve retain rate")

          fACT: pRIVATE HEALTH INSURANCE HAS GONE UP BETWEEN 2X AND 3X THE COST OF LIVING IN EACH YEAR (EXCEPTTHE MID 80'S for the past 30 years.

          That won't change in the future either unless the whole thing gets overturned-anti trust exemption lifted, public/no profit option plan made available, etc.  There are no brakes on what these bloodsuckers can charge and get away with. NONE.

          cast away illusions, prepare for struggle

          by Pete Rock on Fri Jan 29, 2010 at 01:12:37 PM PST

          [ Parent ]

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