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View Diary: Ending the Flood of Foreclosures:  Reform Financial Regulation (132 comments)

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  •  the box of wood that people paid too much (2+ / 0-)
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    anastasia p, OHknighty

    for and are now losing is what protected them from the 12+ inches of snow that's outside my window...and kept their kids warm while winds brought the lows down to 0 and below. Your questions are valid...and a scroll through her website might answer some of them...but to claim that she doesn't know squat is ridiculous considering the amount of info she put in this diary...which is about the problems we face.  Also...some might want to screw a house...but the majority of American's just want to live in one.

    •  Just because she put a lot of info in her diary.. (0+ / 0-)

      Doesn't means she knows far as I'm concerned and I know quite a bit about this particular subject...alll I read was she was going to continue to enable bankers and fight for those that have...

      All she has done here is repeat talking points...if you looked under the hood and really understood the wouldn't be quick to defend her...this is just generic talking points she has put forward...

      And by the way you could also rent and protect yourself against bad weather...this fixation on housing by the Dems is disturbing

      •  who's talking points is she repeating? (1+ / 0-)
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        I know the dems suck at talking points...but they don't suck bad enough to make them talking paragraphs....also I'm not sure how you got "she's going to continue to enable banker and fight for that have..." out of her diary...i agree it doesn't go into detailed solutions...something she's said is coming in another diary...but I don't see generic talking points.

        •'s a talking may not be as... (0+ / 0-)

          simple-minded and ridiculous as a right-wing talking point...but a talking point still the same

          I have heard the same thing from...Hillary, John, Barack and Joe...starting about 2 years ago...

          Same sounds good and those who don't know...but those that rings hollow, and it shows a lack of understanding and knowledge of what they are talking about...

          •  what meme are you referring to? nt (0+ / 0-)
            •  What meme...? (0+ / 0-)

              The "we are going to save the homes of middle class Americans from the evil bankers" meme

              It sounds good...but it's not reality based on actions...

              •  i'm sorry you feel the way you do about Brunner (0+ / 0-)

                is there a model candidate you like? or a proposal you'd like to see made?

                •  It's not just's Dems as a whole... (1+ / 0-)
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         far as housing...I would like to see stronger capital and buyback requirements for any house lender ie: any loan a lender makes he's on the hook for buying it back from Wall Street for 5 years at face value...I would also like to see them re-instate capital requirements...during the Tarp and Bail-Out fiasco the removed the small percentage of a point that it was to zero...a Democrats doing...I'd like to see it stiffer then what it was in Glass-Steagal maybe a point or a point in a half...that way lenders have skin in the game and underwriting standards would improve dramatically and almost overnight...providing a better product to citizens

                  I would also like to see all the moratoriums and other nonsense stop...and let the chips fall where they may...let the banks eat it...if people need assistance to transition to new housing, then set up a program to provide first, last and a security deposit for a rental, in the most dire of circumstances...but for the most part if someone has stopped making their payments, they should be able to scrape that up...

                  The moratoriums for the most part all they do is provide a false floor on the market keeping prices inflated and banks don't pay for failure...we have to stop rewarding corporate failure...because the only losers in that game is the American public...

                  But first and foremost on any politicians agenda should be re-establishing the manufacturing base in this country and quit letting China and other countries manipulate trade agreements to their benefit and our demise...until we do that housing doesn't really matter...

                  And it's one thing to say jobs, jobs, jobs...but it's quite another to say re-establishing the manufacturing base to create these jobs

                  •  these things you've mentioned make a lot of (2+ / 0-)
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                    bruddaone, OHknighty

                    sense and I agree with them...and I think part of the problem which Brunner is addressing is the influence of monies from the banks to campaigns and politicians that is fucking up our chances at regulation.  That is one of the action parts of her post.

                    It also sounds like the trade issues you raise are why we can't afford to have Portman in there...he was influential in our trade programs that help America lose the manufacturing jobs in the last 15-20 years.  I'd love to see glass-steagal come back in full force.  So we're in agreement.  Hope you're not having the snow I'm having right now.

                    •  Campaign Finance Reform.... (1+ / 0-)
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                      I would give arm and leg to see real hard hitting campaign finance reform, but again it's one of those things that politicians say to get elected. Once they get in, they forget about it why...? It's too easy to sell votes to raise funds then actually call citizens in your respective's easier to appease the I take any politicians commentary on that with a huge grain of salt...

                      Republicans have been America's worst enemy the past 20 years in regards to trade issues and manufacturing, but the reality of it is,Dems are not that far behind them on it...I'd like to see that change...

             snow...I'm in California...the sun is out and it's 80 degrees....ahhhh....LOL....sorry I couldn't resist...;-)

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