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View Diary: Republicans want to take away your health care (178 comments)

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  •  Lifetime Cap Reform is a Scam (3+ / 0-)
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    Brooke In Seattle, il128, output

    Kevin Sack, writing in the NY Times today, gives a rel life example of what would be lost.

    Bill and Victoria Strong’s 3-year-old daughter, who has a degenerative condition, can now be covered by health insurance that does not have a lifetime cap on benefits.

    So how come my insurer is cutting my $25,000 lifetime cap on a type of medicine by 60% to $10,000? The answer is

    Many of these changes will not apply to existing plans. Health plans that existed on March 23, 2010 are "grandfathered," meaning they are exempt from implementing these new provisions.

    HCR is a scam. It tweaks stuff, and does include lots of people who need insurance but don't buy it. But for something like 85% of Americans, everyone who has already been buying health insurance, the loopholes leave us twisting in the wind. Where insurers beat more cash out of us to compensate for what they're losing in the new people. Even though the rest of us are also paying for the new people, or paying for mandatory insurance we don't need.

    That is a scam. Especially because hardly anyone ever heard that these loopholes exempted most of us from the reforms.

    "When the going gets weird, the weird turn pro." - HST

    by DocGonzo on Thu Sep 23, 2010 at 08:16:17 AM PDT

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