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View Diary: Sadly Democrats to Lose Big and Here's Why (w/Poll) (204 comments)

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  •  Every citizen has access to health insurance. (2+ / 0-)
    Recommended by:
    flhiii88, Tulips

    People panic too much on this site.

    by thematt523 on Sat Oct 09, 2010 at 07:40:16 PM PDT

    [ Parent ]

    •  That's not true. (6+ / 0-)

      If you are working poor but above 133% of poverty level, you will not be able to afford the insurance.  You will be taxed for nothing.  You cannot even call that access to health insurance, let alone access to actual health care.

      •  According to CBO... (2+ / 0-)
        Recommended by:
        PaintyKat, flhiii88

        it will increase access to healthcare/health insurance from the low 80% range to about 94%...

        Now it is true that 94% does not = 100%...but it is a great start...

        In the law there is a hardship exemption for anyone who cannot afford health inurance with regards to the penalty...it is truly designed for the young healthy people who just want to "take a chance" that they will not get sick...

        And even for them remember there is a "young invincibes" plan which will be quite affordable...

        Obama - Change I still believe in

        by dvogel001 on Sat Oct 09, 2010 at 07:57:13 PM PDT

        [ Parent ]

        •  I don't care what the CBO says. (3+ / 0-)
          Recommended by:
          kurt, adrianrf, erush1345

          No offense, but those are just projections, and the government's numbers on a lot of things are questionable, to say the least.

          What will the real cost of a policy be, is what I'd like to know.  Looking at the current high risk pool costs, especially for older people, I can only assume that in four years it will be much, much higher.  So I ask what will change between now and then?  No one expects rates to fall.  It will be out of reach then for many of us, as it is now.  So by no stretch of the imagination can anyone say that most people will somehow, miraculously, be covered.  It defies logic.

          •  We have certain facts and research... (2+ / 0-)
            Recommended by:
            PaintyKat, vcmvo2

            to go by, many people will simply be given coverage for virtually nothing (about 15 million), others with pre-existing conditions that could not get coverage at any cost will be able to get it...

            Many will be able to afford some coverage with subsidies...

            Is cost containment an issue...absolutely...are there cost containment features of the bill that go into effect over the next 3 years...yes there are...

            Is the bill perfect...not in a lot of ways...but will it help...definitely...

            Are there gaps...no doubt...but to imply it will not make a big difference to somewhere in the neighborhood of 30 million people is just not reality based and in simply emotional based...

            Obama - Change I still believe in

            by dvogel001 on Sat Oct 09, 2010 at 08:07:08 PM PDT

            [ Parent ]

            •  Okay, thanks for the info. (2+ / 0-)
              Recommended by:
              kurt, adrianrf

              Answer me this if you can.  In four years I will be 59.  Right now the cost of the high risk pool is way beyond what I could pay.  Actually I could pay nothing right now because I am unemployed.  So if I remain unemployed, maybe I will be eligible for Medicaid, which I am not right now in my state.

              If I get a low paying job by 2014, if I'm lucky (lucky?) then I would be over the 133% poverty level even at minimum wage.  So how on earth could I afford the policy, deductible, co-pays, etc.?  I would not be eligible for any subsidy as I understand it.

              •  Well a couple of things... (2+ / 0-)
                Recommended by:
                vcmvo2, skohayes
                1. You would definitely be eligible for Medicaid.
                1. If you get a job, it will be more likely that they will be required to offer you some health insurance under the HCR plan,
                1. After 133% there is still subsidies on a sliding scale, it does not just drop off to zero...

                As I said, is it perfect...NO...coult it be better...SURE...is it better than it is now...ABSOLUTELY

                So will you be one of the unlucky 6% not helped in this HCR...that is quite possible...my question back to you is...do you have any access to Healthcare now...no...so you will undoubtedly not be any worse off in 2014...and thanks to Sen Sanders there is $10 Billion dollars being invested in low cost clinics for people just like yourself for some access to medical care regardless of your ability to pay.../peace

                Obama - Change I still believe in

                by dvogel001 on Sun Oct 10, 2010 at 12:46:55 AM PDT

                [ Parent ]

                •  Something else people have their head in the sand (1+ / 0-)
                  Recommended by:
                  dvogel001

                  over or even their head up their ass about is even if the Health care Bill is so bad doing nothing as was done pre-2010 HCB is just as bad. I was laid off from my factory job in March,2007 about a month later I got my COBRA letter which stated I could keep my $500.00 deductible insurance if I would pay $1098.00 a mmonth for premiums. However just 4 years before that the premiums under COBRA were $575.00 to $600.00 a month for $250.00 deductible policy. Same Insurance company just 4 years difference in the timeline but it still basically doubled in just 4 years along with the deductible doubling over those same 4 years. I know COBRA is expensive and companies get cheaper rates but IMHO even those cheaper rates probably doubled in those 4 years.

                   In summation alot of what people are  predicting the health care bill will do as far as raising costs are concerned are going to happens anyways if nothing is done,just look at the example involving me as some evidence.

                  •  I agree... (1+ / 0-)
                    Recommended by:
                    vcmvo2

                    and COBRA is really health insurance of last resort as it tends to be the most expensive insurance offered...I went off COBRA early because my insurance from the NJ exchange was 25% cheaper for the same coverage...

                    Imagine that an exchange in NJ and it is working with no pre-existing conditions or recision allowed...

                    Obama - Change I still believe in

                    by dvogel001 on Sun Oct 10, 2010 at 08:29:54 AM PDT

                    [ Parent ]

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