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View Diary: Thank you President Obama (321 comments)

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  •  for our HARP refinance, very easy (6+ / 0-)

    mostly digging up a current tax return (just to show that we have businesses, not for the income level), and noting mismatches in our credit reports (they have gotten pickier about typos in addresses and other stuff that would have gotten overlooked in the past) is moving us from 22 years remaining (technically less, since we made some extra payments when we could) on a 30-year at 6% fixed to 15 years at 4.5% fixed, a notable monthly and total-cost savings.

    Interesting that the agent (at Chase) didn't even know about HAMP.

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