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View Diary: No public option?! WE can discipline mega-profit insurance companies. (27 comments)

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  •  Absurd deductibles also contribute to costs. (5+ / 0-)

    A modest deductible is a good idea, to prevent people from running to the doctor whenever they get a cold. A $200 deductible will do that job.

    But deductibles of $1500, $3000, $5000? How many people wait until they're really, really ill because of "entry fees" like this? And so diabetes, high blood pressure and heart disease have time to do real damage. Cancers have time to grow and metastasize. Bronchitis becomes full-fledged pneumonia. Blladder stones that could have been dissolved grow into boulders that must be removed surgically. Infections rage out of control. The list goes on and on; diseases that could have been cured or controlled with relative ease and at modest cost end up as chronic conditions that require major surgery, expensive drugs and life long care.

    And in response to these "unavoidable expenses"  the insurance companies raise their rates.....again.  


    Freedom has two enemies: Those who want to control everyone around them...and those who feel no need to control themselves.

    by Sirenus on Mon Mar 14, 2011 at 06:10:01 PM PDT

    [ Parent ]

    •  Yes, yes, yes, yes, yes! Insurers sadistically (2+ / 0-)
      Recommended by:
      smileycreek, Pris from LA

      block us from going to see a $50 doctor, force us to get cancer or really, really sick, and then rescind our policies when they have to pay for that expensive care that wouldn't have happened in the first place if we had been able to see a doctor right away.

      PPACA declares preventive care should be free. If that's the case, shouldn't every primary care visit be free of cost sharing?! I think we need a lawyer to take that one up!

    •  An insurer will NEVER do what's best for health... (3+ / 0-)
      Recommended by:
      ginja, smileycreek, Pris from LA

      instead, they will always do what's best for profits. Game over. We need single payer.

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