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View Diary: Single Payer Reality: Vermont Approves Universal Health Care Program (138 comments)

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  •  Basically health plans... (4+ / 0-)

    ...are a tax already on what you are paid if you are lucky enough to have an employer who provides group health insurance. When you were hired, they figured out what your compensation package will be, and it included the cost of your medical, dental and vision care (the latter two if you are really, really lucky.)

    Employees are getting a rude awakening as their employers ask them to pony up more of their after-taxes paycheck for health insurance.

    A real single payer system, which California SB 810 is, will pay not only for medical but for dental and vision care as well. It will not "decapitate" you for insurance purposes. A real single payer system will give you a predictable sum that gets taken out of your paycheck towards health insurance costs.

    There will only be one source for this health insurance: the State of California. This will make one of our biggest employers, the entertainment industry extremely happy. Why? The hardest thing to budget for in a movie or TV series budget is "Fringes." This usually means health insurance but it also includes worker's comp and other things like that. Each of the myriad of unions have different setups for health insurance. Some go with one insurer. Others have a "cafeteria plan" with multiple insurers. And your front office people had better have their stuff together when they put together a budget, because if someone slips up and the wrong insurer gets paid for the wrong employee, guess what? THEIR UNION CAN AND PROBABLY WILL STOP THE SHOW until the error is dealt with.

    This is one of the primary reasons why "runaway productions" in Canada are so common. Production Companies would rather deal with a single provider for "Fringes" than a whole galaxy of them. And costs are cheaper. And people can better rely on a single provider to make them whole after an on-set accident.

    Look at the costs of insuring against lawsuits in California. Single Payer will at least make sure people's health care will be covered. You will probably have to still haggle in court over destroyed property. But the worst liability, personal injury, will be covered. No more ambulance chasers. No more outrageous jury awards. Someone gets hurt on the job, hurt in a car crash, slips and falls or gets bitten by a dog? You go to the hospital, whip out your California OneCare card, and BAZINGA! You're covered, all you have to worry about is getting well.

    California OneCare is going to make California a business mecca again. We just have to convince Governor Brown that this is indeed the case.

    Health care should not be a privilege for the few, but a human right for all.

    by Pris from LA on Tue May 17, 2011 at 07:42:44 PM PDT

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    •  not the whole story. You don't (1+ / 0-)
      Recommended by:

      always get fixed up good as new. And you might have lost wages or extra costs for child care, meals, and quite a lot of things.

      What if an injury means you can't work for years? or ever? or you loose an arm or leg?

      I'm asking you to believe. Not in my ability to bring about real change in Washington ... I'm asking you to believe in yours. Barack Obama

      by samddobermann on Wed May 18, 2011 at 04:08:21 AM PDT

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      •  Well of course that's an issue. (0+ / 0-)

        However, for the vast majority of workers comp issues that are honest, it's usually something that can be dealt with in a straightforward way.

        Because of the adversarial nature of the process, there is a fair amount of distortion on both sides. The plaintiff has to distort the magnitude of their injury, the defendant has to minimize the injury. Take the adversarial aspect from the whole process -- would-be plaintiff gets injuries dealt with at their medical home, where they are known to the doctors and their medical records are on file. No need for visiting a lawyer first and going through a PI doctor.

        If they find the injured party is severely injured to a point where they can't work, the medical home contacts the employer and gives them an update on their employee's condition. You will probably see a drastic decline in this sort of thing going to court.

        Health care should not be a privilege for the few, but a human right for all.

        by Pris from LA on Wed May 18, 2011 at 10:18:27 AM PDT

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      •  Your insurance company rescisses you. n/t (0+ / 0-)

        Information is abundant, wisdom is scarce. The Druid

        by FarWestGirl on Thu May 19, 2011 at 03:15:26 AM PDT

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