I'm a commissioner on a local board and we've been discussing Health Savings Accounts and other alternatives to traditional employee insurance plans to offer as benefits for the district's employees.
Any Kossack experts out there who can tell me about pros and cons for things like:
- HSA's
- FSA's
- low-premium, high-deductible insurance
- self-insuring
- trends in these areas
- health insurance industry in general
This is not my area of expertise.... TIA.