Skip to main content

Well, it's a new old house. 8-)

A couple of months ago, a repo guy drove up to our place and was looking for an address close to ours, but that we had never heard of. The more we thought about it, the more we realized it must be next door.

It seems the owner of the modular house on the parcel next to ours was defaulting, with just $8000 left owed. We used to know the owner, she has some issues (including drug use) and we figure she flat out didn't have it to save her own house, especially considerig she had stupidly deeded the land under the house to her then-boyfriend.

Just as sad and aggrivating for us was the fact that we couldn't scrape together the $5000 needed to buy it from the repo company and move it the 1 mile up to our land so we would have a new house.

But then I posted my frustration and despair to Daily Kos. And that changed.

Seems some kind soul here took pity on me and decided to loan me the $5000 so we could have a new, bigger place to live.

We have a modest existence, and are close to the bone every month. We make about $22,000 at the moment and grow a lot of our own food and reuse practically everything. We homestead in the mountains of (expensive) California, living on my MIL's land with 7 others because we can't afford anything else. Plus, we want to live a simple, homesteading, intentional community kind of life.

But when it comes to big purchases like a $5000 house, we ain't got it, and no bank will loan such a tiny amount on a modular -- they want a $250K and up 30 year mortgage or nothing. Believe me, we tried everything. We even tried to get a loan against our John Deere tractor, but it seems the only kind of loan you can get against equipment is... for more equipment.

We let the bidding pass us by in November, because we couldn't get anything together. We had given up... it was torture because a new, bigger house was RIGHT THERE, just 1 mile away, in perfect shape except for a few mice and some dust. But we couldn't get it.

Then our angel stepped in. She sometimes makes micro-loans to folks, a few thousand here or there, and has always had a good experience doing this. She said she was in a bad financial situation in the past too, and knows how it feels, so now that things are okay she's paying it forward.

So now my family can go from a 900-square-foot leaky shitty trailer to an 1152-square-foot practially brand new home that was only used as an occasional vacation home. It's like a mansion to us... I can't begin to describe how wonderful this new place is compared to our ugly, crappy 1960s singlewide trailer with a leaky roof, saggy floor, hideous linoleum and shag carpets, broken windows, poor insulation and a perpetual lack of storage (among other problems... oh, I could go on and on...).

This diary is a shout-out to our personal savior, who is not Jesus (heh) but is a very giving woman who cared enough about a virtual stranger on Daily Kos to give that stranger a new home for her family.

You know who you are, and I have no doubt that you just went up a lot of notches in your personal Karma meter.

I pray that I can pay it forward some day too and help someone in need like she has done for us.

Blessed Be the Daily Kos community.

Originally posted to willers on Mon Dec 25, 2006 at 08:02 PM PST.

Your Email has been sent.
You must add at least one tag to this diary before publishing it.

Add keywords that describe this diary. Separate multiple keywords with commas.
Tagging tips - Search For Tags - Browse For Tags


More Tagging tips:

A tag is a way to search for this diary. If someone is searching for "Barack Obama," is this a diary they'd be trying to find?

Use a person's full name, without any title. Senator Obama may become President Obama, and Michelle Obama might run for office.

If your diary covers an election or elected official, use election tags, which are generally the state abbreviation followed by the office. CA-01 is the first district House seat. CA-Sen covers both senate races. NY-GOV covers the New York governor's race.

Tags do not compound: that is, "education reform" is a completely different tag from "education". A tag like "reform" alone is probably not meaningful.

Consider if one or more of these tags fits your diary: Civil Rights, Community, Congress, Culture, Economy, Education, Elections, Energy, Environment, Health Care, International, Labor, Law, Media, Meta, National Security, Science, Transportation, or White House. If your diary is specific to a state, consider adding the state (California, Texas, etc). Keep in mind, though, that there are many wonderful and important diaries that don't fit in any of these tags. Don't worry if yours doesn't.

You can add a private note to this diary when hotlisting it:
Are you sure you want to remove this diary from your hotlist?
Are you sure you want to remove your recommendation? You can only recommend a diary once, so you will not be able to re-recommend it afterwards.
Rescue this diary, and add a note:
Are you sure you want to remove this diary from Rescue?
Choose where to republish this diary. The diary will be added to the queue for that group. Publish it from the queue to make it appear.

You must be a member of a group to use this feature.

Add a quick update to your diary without changing the diary itself:
Are you sure you want to remove this diary?
(The diary will be removed from the site and returned to your drafts for further editing.)
(The diary will be removed.)
Are you sure you want to save these changes to the published diary?

Comment Preferences

Serephin, Sharoney, Leslie in CA, paradox, Ed in Montana, MichaelPH, sj, vicki, Go Vegetarian, tmo, Lois, jillian, Cowalker, Phoenix Woman, Radiowalla, Odysseus, kathygo, thinkdouble, Sally in SF, gogol, Tulip, Rolfyboy6, Pandora, FaithAndReason, Tuffy, ljm, saraswati, BruceK, BigOkie, pelican, sara seattle, cotterperson, Stein, Free Radical, Pompatus, Bexley Lane, marjo, theran, roseba, bumblebums, exNYinTX, Jerome a Paris, Creosote, kissfan, km4, tyler93023, raines, KJack, EricS, skrymir, nyceve, stevetat, wanderindiana, cookiebear, moiv, AndyT, peraspera, LondonYank, cognitive dissonance, PoliSigh, nargel, Miss Blue, MJB, fumie, Yil, Mauimom, DemocracyLover in NYC, American Zapatista, MA Liberal, SeattleLiberal, besieged by bush, Red State Refugee, PaulVA, churchylafemme, On The Bus, snakelass, RebeccaG, cevad, AllisonInSeattle, CanYouBeAngryAndStillDream, HK, kd texan, The Gryffin, snowbird42, Sybil Liberty, JudyNJ, Limelite, libnewsie, rapala, vcmvo2, angrybird, Fabian, maybeeso in michigan, bloomer 101, Bluesee, Kewalo, baccaruda, lightnessofbeing, ejmw, Melody Townsel, TigerMom, Brooke In Seattle, KiaRioGrl79, boofdah, suskind, grog, Morrigan, sallyfallschurch, pasadena beggar, GoMommyGo, GreyHawk, ladybug53, annefrank, blue jersey mom, illyia, lasky57, babatunde, bjedward, Sharon Jumper, bayside, cerulean, wiscmass, EeDan, Joes Steven, Brian B, Spathiphyllum, ohcanada, YukonJack, Land of Enchantment, noweasels, golden star, RiaD, Appalachian Annie, Showman, Sanuk, Do Tell, Debbie in ME, PatsBard, howgroovy, SFJen, Kingsmeg, vigilant meerkat, BlueInARedState, emeraldmaiden, cookseytalbott, borkitekt, compbear, bluebrain, mango, luckydog, Gasonfires, Silent Lurker, imabluemerkin, condoleaser, CTLiberal, bleeding heart, Preston S, llbear, vox humana, doingbusinessas, va dare, MarketTrustee, Dreaming of Better Days, FrankieB, bstotts, slksfca, AntKat, AmericanRiverCanyon, sarasson007, Cronesense, FWIW, SharonColeman, gloriana, Positronicus, yoduuuh do or do not, Mary Mike, kath25, joyful, drchelo, RosyFinch, ImpeachKingBushII, Spedwybabs, jamiek, zenobia, MKinTN, nom de paix, Texas Citizen, CanadianBill

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site