... or very greedy, or very gullible on the issue of health care. Clearly for executives of insurance companies greed is the predominant factor. Small business owners (and many large ones) who oppose universal health care with a public option are simply stupid, since our current system of providing health insurance for workers through the private sector costs them far more than their competitors in other countries, and put us at a competitive disadvatage. And the ordinary Joe and Jane the Plumber who rail against socialism and death panels and so forth and so on simply are extremely gullible. Otherwise they would know that one of the the leading causes of individual bankruptcies are the massive expenses of a family medical crisis, and many of those people had insurance.
We are told the United States the best health care system in the world. Yet we spend 20% or more on administrative costs, when most other developed countries spend less than half that (heck in Taiwan they have a single payer system in which the administrative costs are 2%; those so-called inept Canadians with their "socialist" system spend 6%). We don't have universal coverage. We often have long waits to see specialists, when people in other countries often can see a specialist within the same day. The scare tactic that health care is "rationed" in many other developed countries with universal health care coverage is simply a myth:
In France and Japan . . . patients can go to any doctor, any hospital, any traditional healer. There are no U.S.-style limits such as "in-network" lists of doctors or "pre-authorization" for surgery. You pick any doctor, you get treatment -- and insurance has to pay.
The truth is that if there is any rationing going on, it's already happening here in America. And it is the insurance company bureaucrats who are making the decisions to deny coverage to protect their companies' profits:
When an insurance company denies coverage because of a pre-existing condition, it is rationing health care. When it "rescinds" coverage — telling a client with a serious, expensive medical issue that it is canceling his or her policy — it is rationing health care. When an insurance company refuses to pay for a particular procedure or medicine, it is rationing health care. When uninsured people are turned away from hospitals and doctors’ offices, health care is being rationed. (And if anybody thinks that doesn’t happen, remember those long lines in Los Angeles when doctors offered free care to the uninsured. That was a lot of suppressed demand for health care that people could not acquire through other means.)
Our health insurance premiums outpace the cost of inflation and wage growth and are expected to double by 2020. And that's with companies that do their darnedest to not cover major medical conditions by the use of excluding people with pre-existing conditions (a somewhat broadly defined term) or the ugly process of rescission where insurance companies use any excuse to cancel your coverage, and where small businesses often see dramatic rises in their insurance costs from year to year.
And not just by insurance companies, but by states too cheap to fully fund their medicaid mandates, thus condemning many people to death if the procedure they need is not covered:
The truth is, healthcare is already rationed in the states – by individuals struggling to afford even basic cover, by companies negotiating (or refusing) benefits, by government agencies trying to balance budgets. For many years I lived in a state where the legislature ranked and rated, by price, procedures people on aid could receive, and refused to cover anything deemed too expensive. Even if, as the papers frequently reported, it meant letting adorable little children die. But since it is America, you can shop around. Just across the border in a different state, the legislature decreed that pre-existing conditions could not be excluded or made the subject of increased charges under insurance plans, leading me and many others to migrate a few miles to get a better deal.
And did you know that one in four families in America affected by a family member's cancer condition are delayed needed treatment due to cost barriers? Or that in the last year one third of cancer patients in being treated in America cut pills or skipped doses of their medications? That one quarter delayed a recommended cancer screening, and on fifth did not fill a prescription? The American Cancer Society Cancer Action Network does.
I wonder why more Americans don't know these facts? Why doesn't our wonderful liberal media report the truth about how lousy are health care is compared to the rest of the developed world? Why do they give more media attention to people spreading known lies about health care reform proposals than they do to informing us of the massive media effort of health insurance companies to make sure those lies get spread?
Those are all rhetorical questions by the way.
And what is the conservative solution to our health care mess? Cutting more taxes and eliminating regulations on insurance companies and getting rid of the parts of our system that are already "socialized" (i.e., the VA system and Medicare for people over 65). How many people outside of the folks who religiously watch Fox News sincerely believe that is the way to go? And they call progressive demands for a public option to increase competition in the health care field and keep the insurance companies honest "socialism?" I call their solution a prescription for mass murder by spreadsheet (to steal a phrase from nyceve). The wealthy would continue to get the care we need. The rest of us would pay for health care that was literally a con, because as soon as we really needed it the "fine print" in our unregulated insurance policies (assuming we had a policy) would find an exclusion which would allow our insurer to (sadly, of course) deny us the life saving medical treatment for which we and our loved ones thought we had paid.
But what about all the stifling of innovation that "socialized medicine" (i.e., universal health care coverage) would cause? Isn't America better off with our system because it rewards medical innovation, despite the fact that not everyone can take advantage of these innovations? Isn't our incredibly expensive and inefficient private system necessary in order to promote life saving technologies that other countries simply cannot match? Well, not exactly:
The United States is home to groundbreaking medical research, but so are other countries with much lower cost structures. Any American who's had a hip or knee replacement is standing on French innovation. Deep-brain stimulation to treat depression is a Canadian breakthrough. Many of the wonder drugs promoted endlessly on American television, including Viagra,
The real question is why anyone still buys this bogus propaganda about "socialized medicine" and "death panels" and "rationing" when we already have the worst, most expensive health care system in the developed world. Maybe PT Barnum was right: there really is a sucker born every minute, and most of them seem to come out of the womb chanting USA! USA! USA!