So the season of Christmas, of Yule, Kwanzaa, Hanukkah, (okay, Festivus) is upon us. A season of gift-giving and celebration.
In the world of the 1%, they get the games rigged both ways, where you don't have any money to buy all the stuff made in China because your job got shipped to China. To lure increasingly broke consumers into purchases they can't afford and don't need, the advertising machine pushes the consumer hype machine dial to 11, then offers excessive discounts (for a limited time in limited quantities only).
To have a successful Christmas, if you're in the 99% living in a 1% world, it's best to be armed, aggressive, and ever-vigilant: