My oldest son is 27. He's an independent video producer. In Michigan. In spite of the fact that he does awesome work, he is somewhat underemployed. He does part time work for a local production house as an independent contractor, does online video for some local businesses, edits film, and does really cool weddings. But of course he has no health insurance, since in this country we get that from our employers, and he technically has no employer.
So when my wife asked him what he wanted for Christmas, we expected the usual - more RAM for his computer, a new lens for his camera, etc.
What he asked for was a dentist and an optometrist.
Apparently he's had a toothache for a few months now, and his vision has changed so he can't see well with his 5-year old glasses.
Now, I know we've got it better than lots of people. He's paying the rent, he's reasonably healthy, and we can afford to help him when he needs it.
But this really bugs me.