Skip to main content

This diary was triggered by news about Social Security Payments, but that is not the main thrust of the diary. The key point here is our society's rush towards a total destruction of any shreds of privacy, and the government's rush to permanently store data on literally every aspect of our lives.

Don't wait for Social Security check in the mail
Mail drop: Social Security payments, other federal benefits, switching soon to direct deposit

Starting next year, the check will no longer be in the mail for millions of people who receive Social Security and other government benefits.

The federal government, which issues 73 million payments a month, is phasing out paper checks for all benefit programs, requiring people to get payments electronically, either through direct deposit or a debit card for those without a bank account.

The changes will affect people who get Social Security, veterans' benefits, railroad pensions and federal disability payments. Tax refunds are exempt, but the Internal Revenue Service encourages taxpayers to get refunds electronically by processing those refunds faster than paper checks.

About 90 percent of people who receive federal benefits already get their payments electronically, the Treasury Department says. New beneficiaries were required to get payments electronically starting last year, and with a few exceptions, the rest will have to make the switch by March 2013.

"It's just that natural progression of moving to how people are used to receiving their funds," said Walt Henderson, director of the Treasury Department's electronic funds transfer division.

On the one hand, I will admit that I do the vast majority of my banking and financial transactions electronically now, although I still insist on paper bills from all companies and services. I will admit I have been waiting to see just when companies decide they have reached critical mass, and will no longer ask me again and again, every time I logon, whether I would not like the convenience of no paper bills, but would prefer to receive my bills by email now. I feel certain that with a couple of years, they will just tell me that is the way it is going to be, get over it, and stop printing and mailing paper bills.

It all seems so logical.

But then it occurs to me that, despite the fact that 90% of Americans already are doing direct deposit of their Social Security checks, that there are many, possibly millions, in America, living without a permanent address and definitely not a bank account, many out on the street. What about them?

And there are probably a lot of Luddites and other reactionaries who just don't want to invest themselves in the move to being electronically connected and a participant in Total Information Awareness.

But then, we as a society seem to be ready to abandon them completely, so why not here, too?

But then this and the current political climate in America got me to thinking. Here's a great idea. This would enhance the savings and create other great benefits for the government, as well.

Why not a computer chip implanted in everyone in early childhood. It could store all medical and economic information, and better yet, it could host a GPS, so the government could track citizens at all times. And all financial transactions could be handled via this computer link. You won't even have to carry credit or debit cards, the chip will host RFID and proximity scanners will read it in the check out lane. When you fly, the scanner will already know if you are safe to let on board the plane, or whether you are a potential terrorist on the no-fly watch list, like apparently several million other dubious and shifty eyed Americans. You will carry your entire medical history around with you, easily available to any medical personnel. The FDA has reportedly already approved such chips. This would also insure all transactions could be monitored easily. In real time, even. Such a boon to insuring that no one will attack us because they are jealous of our freedoms ever again. There are reports from back in 2006 that one Ohio company was already requiring employees to have such chips for identification embedded.

There was a time in my callow youth back in the nineteen-fifties when, as a devout fan of scifi, I revealed in such imaginary technological dystopias, and imagined authoritarian regimes, always thanking my lucky stars I had not bee born in Russia or Hitler's German, and even more thankful such technology had not been available to them. "1984" and "Brave New World" were cautionary tales I took to heart. And I had thought most people had read or knew of them, and that the defeat the totalitarian regimes of the 20th century had taught us the lessons of what evil we inflict on each other when we form our societies in these fashions. KBG and Stasi were dirty words forever.

Lucky me to have now lived to see America living under the Patriot Act, and knowing that thanks to government data taps in key points nationwide, and the current construction of new centralized facilities to monitor, store, and analyze all electronic traffic on the Internet and phone systems, all my reading habits are being stored away and analyzed, all my emails read, all my phone calls monitored, my retail purchases listed and collated and flagged. And now, thanks to the Koch owned Supreme Court, my anal cavity can be examined even if I am arrested for just a parking ticket.

Of course, those who have turned a blind eye to this trend because it suited their political leanings have always been ready to point out that if you have nothing to hide, what are you worried about. Of course. How could I have been so confused as to think there might be a problem here. Besides, as many have repeatedly pointed out, the Supreme Court was wrong to have ever suggested that there was a protection of personal privacy anywhere in the Constitution, since it is not explicitly enumerated. I am sure the Founding Fathers would not have a problem with any of these developments. Especially not Ben Franklin, he would probably be inventing bifocal RFID chip scanners. And I am sure George Washington would support this sort of total power by the government. After all, he did want to be King, didn't he? Or am I remembering that wrong.

Oh Brave New World. How lucky I am to have lived to see it emerging in reality, rather than just having to read about it in the pages of fictional novels and stories.

Yes, great are the boons of technology in the hands of the power structure of a government willing to use  it.


So How Do You Feel About Our Brave New World?

6%1 votes
80%12 votes
0%0 votes
13%2 votes

| 15 votes | Vote | Results

Your Email has been sent.
You must add at least one tag to this diary before publishing it.

Add keywords that describe this diary. Separate multiple keywords with commas.
Tagging tips - Search For Tags - Browse For Tags


More Tagging tips:

A tag is a way to search for this diary. If someone is searching for "Barack Obama," is this a diary they'd be trying to find?

Use a person's full name, without any title. Senator Obama may become President Obama, and Michelle Obama might run for office.

If your diary covers an election or elected official, use election tags, which are generally the state abbreviation followed by the office. CA-01 is the first district House seat. CA-Sen covers both senate races. NY-GOV covers the New York governor's race.

Tags do not compound: that is, "education reform" is a completely different tag from "education". A tag like "reform" alone is probably not meaningful.

Consider if one or more of these tags fits your diary: Civil Rights, Community, Congress, Culture, Economy, Education, Elections, Energy, Environment, Health Care, International, Labor, Law, Media, Meta, National Security, Science, Transportation, or White House. If your diary is specific to a state, consider adding the state (California, Texas, etc). Keep in mind, though, that there are many wonderful and important diaries that don't fit in any of these tags. Don't worry if yours doesn't.

You can add a private note to this diary when hotlisting it:
Are you sure you want to remove this diary from your hotlist?
Are you sure you want to remove your recommendation? You can only recommend a diary once, so you will not be able to re-recommend it afterwards.
Rescue this diary, and add a note:
Are you sure you want to remove this diary from Rescue?
Choose where to republish this diary. The diary will be added to the queue for that group. Publish it from the queue to make it appear.

You must be a member of a group to use this feature.

Add a quick update to your diary without changing the diary itself:
Are you sure you want to remove this diary?
(The diary will be removed from the site and returned to your drafts for further editing.)
(The diary will be removed.)
Are you sure you want to save these changes to the published diary?

Comment Preferences

  •  Tip Jar (3+ / 0-)

    "You've got to be very careful if you don't know where you are going, because you might not get there." “When you come to the fork in the road, take it.” --Yogi Berra

    by HeartlandLiberal on Tue Apr 17, 2012 at 04:25:24 AM PDT

  •  well (5+ / 0-)

    If a Social Security beneficiary is living on the street and has no mailing address today, they aren't getting a check in the mail unless they have a mail drop.  

  •  Direct deposit (6+ / 0-)

    compels a citizen to purchase a product - banking - that he or she may not want.

    Funny how the government has the power to compel us to engage in commerce in every field except health insurance.

    Scisne me e terra ea naso tolere posse?

    by penguins4peace on Tue Apr 17, 2012 at 04:58:56 AM PDT

  •  cost savings (0+ / 0-)

    To me, it's another manifestation of the austerity and cost-cutting mania.

    People say, "Yeah! Cut government spending!" because they don't think it will affect them.

    Well, surprise! This is one of the ways government can cut spending. No more postage costs if it's direct deposit.

    Just like people are howling about how the IRS doesn't mail them paper forms anymore because you can download forms from the IRS website. Think how many millions that saved in postage.

    The law of unintended consequences!

    •  Not necessarily. (0+ / 0-)

      In the age of checks, I spent thirty years living in a section of Harlem.  When I was there, there were always extra police on the streets on the day Social Security checks arrived, and surrounding that date, because of the large number of muggers who would victimize little old folks who had to go either to a bank or the check cashing stores to convert that check into money, and were sitting ducks when they came out. Mail boxes in apartment buildings were also at risk on those days. In those days, there wasn't any of this payment on the Xth Wednesday of the month as there is now, depending on the SS account holder's birthday,  and the first of the month was a prime target because all the checks came at the same time.

  •  Holy Moly batman, its (0+ / 0-)

    another nightmare out of "1984" and "Brave New World" as HeartlanLiberal so vividly describes.

    Its a government trick, this "electronically deposits".. Our Big Brother is now taking grandpa`s check, all of it.

    Check out this New Law on garnishments of Social Security payments if you owe creditors or if you are a dead beat parent...

    Is this an online prank? What do you think?

    Old men tell same old stories

    by Ole Texan on Tue Apr 17, 2012 at 07:10:14 AM PDT

  •  Crosspost to the environment groups. They (0+ / 0-)

    are saving trees, you know.

    Where are we, now that we need us most?

    by Frank Knarf on Tue Apr 17, 2012 at 08:15:12 AM PDT

    •  it's also (0+ / 0-)

      It's also more secure.

      The one thing that I worry about in this initiative is that this takes an important function away from the post office.

      But I'm missing the whole Brave New World sinister aspect to this.  Once the paper checks aren't being delivered any more, you take a vulnerability away from the flow of money from the government to the beneficiary.  And you take a chore (having to wait for the checks and take a trip to the bank to deposit them) away from a part of the population that isn't known for its mobility.  

      If the beneficiary elects to get their 'check' on a debit card and cashes it out once it posts, there's no sinister government oversight on the money.

      And as someone with knowledge of Social Security's systems development lifecycle, believe me honey, we don't have the resources to build a new system to keep track of where beneficiaries are spending their money.

  •  you snarky merlot sippers are missing the point (0+ / 0-)

    The point is that these direct deposits go to a bank and the bank issues a card. You cannot withdraw the money. You must use the card. Someone must pay the bank a processing fee. Tell that to your landlord when he asks you why he only gets 90% of the rent if he rents to you.

    •  ahem (0+ / 0-)

      From Social Security:

      Can I use the Direct Express® card without any fees?

      Yes, it is possible to use your card for free. There is no sign-up fee and no monthly account fee. Many other services are provided free of charge, including:

      Purchases at retail locations, cash back with purchases, or cash withdrawals through bank or credit union tellers;
      One ATM cash withdrawal for each deposit posted to your account each month when using a Direct Express® card network ATM;
      Optional notification of deposits to your debit card by phone, E-mail or text message;
      Optional low balance alert when your account balance falls below a certain level; and
      Access to the toll-free customer service number or website 24 hours a day, seven days a week.

      No bank fees.
      •  Not to the cardholder, to the merchant. (0+ / 0-)

        Granted, it will benefit the recipient - at least those who do not have accounts now and have to use check cashers. Processing any card - credit or debit - costs the merchant 1 1/2 - 10%.

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site