Yup, Romney has access to lots of money. PACs, Super-PACs, Uber-PACs, ordinary millionaires, multi-millionaires, corporations and billionaires are all on his side. But, the Supreme Court's ruling in Citizens United notwithstanding, there are still limits or prohibitions upon how much can be given directly to a candidate's election campaign. Generally, contributions from individuals are limited to $2,500 per election (indexed to inflation). Primary elections and the general election are counted as two separate elections.
Most of the reporting this year has focused up the joint fundraising activity of the Presidential candidates President Obama and Mitt Romney, and their respective national parties. An individual donor is limited to contributing $30,800 per year (indexed to inflation) to a political party. There are other limits for local parties and there are total biannual limits per donor.
So, for example, prior to the party's nominating convention, a Presidential candidate could have a $50,000 per plate fundraising dinner and that amount would be split between the candidate, the national party and the local party, but the candidate would be reported in the press as raising $50,000, even though he or she raised only $5,000 for his or her own campaign. This amount is further split between the candidate's primary election campaign and the general election campaign.
With this in mind, I looked at the campaign reports filed with the Federal Election Commission (www.fec.gov) through this morning for both Romney and Obama, and what I found was that President Obama has, without exception, out-performed Romney in fundraising since January of this year through August.