Skip to main content

To paraphrase LBJ, a Texan who knew a thing or two about politics, when you've lost FOX, you've lost the war.  That's a fact Granny Palin and the Cruz-aders just have to accept. Like it or not.  

What happens when a FOX contributor goes shopping for healthcare under the ACA?
  That's an excellent question.  Here's the tale of the tape -- by the numbers:

Three years ago when I was shopping for insurance, there weren’t that many options to choose from. And the plan I ended up with is expensive and, to put it bluntly, crappy.

Currently, I pay $965 per month for family coverage that includes:

•  a whopping $7,000 deductible;

•  $36,000 out-of-pocket max per year;

•  an annual coverage limit of $2,000,000;

•  a $35 co-pay for doctor’s visits ($55 for specialists); and

•  a $15 co-pay for generic prescriptions.

All this plus the plan has very limited out-of-network coverage that, I found out the hard way, is subject to such a gauntlet of procedural hurdles that my family has spent thousands of dollars in so-far-unreimbursed out-of-network expenses.

So how does this free market solution in the greatest country God ever created fare  when you  compare it to the socialist system shoved down the throats of the American people by that tyrannical secret Muslim, Kenyan usurper occupying the White House?   Glad you asked....

While the exchange site was user-friendly and explained my options in a clear and simple way, picking an insurance plan isn’t exactly like ordering a hamburger. It took a minute to find my calculator and think about the options.

Within a week, I had settled on a “gold” plan offered by Empire Blue Cross Blue Shield. The plan includes:

•  a $2,000 total deductible;

•  an out-of-pocket max of $12,500 for the year;

•  a $30 co-pay for visits to our primary care doctor;

•  a $15 co-pay for generic prescriptions;

•  NO annual coverage limit — because that’s now prohibited thanks to the Affordable Care Act; plus

•  an added bonus: the plan I selected includes child dental.

This option will cost my family $931 per month — $408 per year less than my previous crappy plan and a $5,000 savings in deductibles. A big win for me and my family financially and in terms of what’s covered.

Plus in the past, I spent several days looking for and comparing insurance options. Under ObamaCare, even with the slow and sticky website, I spent a total of four hours — to save over $5,400. That kind of return on investment would make Warren Buffett drool.

So not only did she save money, she got services that weren't previously available?  That's incredible!  But wait!  There's more!
Counter to wild stories about the government taking over health care, the exchange was simply a public portal to a range of all-private insurance options.
Oh.....SNAP!  You mean this isn't a big gubmint takeover of medicine like Granny Palin and her clownish colleagues have been screaming for the last few years?   Bowl me over with a feather.  I do declare... will wonders never cease?  Apparently not... CHOICE has entered the equation!
one of the most exciting things is the new companies providing private insurance through the exchange; I’ll be watching the reviews over the next year and might change plans when re-enrollment comes around.
And just to add insult to injury for all those ideologue dead-enders shrieking about the End Times (I'm looking at you Bachmann)
We’ve suffered through four years of outlandish attacks against ObamaCare -- that it will kill our grandmothers, or at least just kill our economy. But the fact is that ObamaCare has created a private marketplace so that millions of American families like mine can get affordable, quality health insurance while keeping more of our hard-earned money.

Ideologues may not like ObamaCare, but my wallet and my family’s health sure do.

Yep, that's right.... good ole American self-interest is getting paid and all you Cruz-aders just got served!  Speaking of served... I wonder what is going to happen when the people getting served by the exchanges get a chance to register to vote through them?  Who you going to vote for: The people who just saved you a ton of money providing services you could never get before, or the people who want to take that all away from you?  Gee....I am thinking now is the time to invest in sickness bag futures, because they are going to be using them up like nobody's business in the Red States.
Your Email has been sent.
You must add at least one tag to this diary before publishing it.

Add keywords that describe this diary. Separate multiple keywords with commas.
Tagging tips - Search For Tags - Browse For Tags


More Tagging tips:

A tag is a way to search for this diary. If someone is searching for "Barack Obama," is this a diary they'd be trying to find?

Use a person's full name, without any title. Senator Obama may become President Obama, and Michelle Obama might run for office.

If your diary covers an election or elected official, use election tags, which are generally the state abbreviation followed by the office. CA-01 is the first district House seat. CA-Sen covers both senate races. NY-GOV covers the New York governor's race.

Tags do not compound: that is, "education reform" is a completely different tag from "education". A tag like "reform" alone is probably not meaningful.

Consider if one or more of these tags fits your diary: Civil Rights, Community, Congress, Culture, Economy, Education, Elections, Energy, Environment, Health Care, International, Labor, Law, Media, Meta, National Security, Science, Transportation, or White House. If your diary is specific to a state, consider adding the state (California, Texas, etc). Keep in mind, though, that there are many wonderful and important diaries that don't fit in any of these tags. Don't worry if yours doesn't.

You can add a private note to this diary when hotlisting it:
Are you sure you want to remove this diary from your hotlist?
Are you sure you want to remove your recommendation? You can only recommend a diary once, so you will not be able to re-recommend it afterwards.
Rescue this diary, and add a note:
Are you sure you want to remove this diary from Rescue?
Choose where to republish this diary. The diary will be added to the queue for that group. Publish it from the queue to make it appear.

You must be a member of a group to use this feature.

Add a quick update to your diary without changing the diary itself:
Are you sure you want to remove this diary?
(The diary will be removed from the site and returned to your drafts for further editing.)
(The diary will be removed.)
Are you sure you want to save these changes to the published diary?

Comment Preferences

Meteor Blades, Pat K California, Louise, Thumb, buffalo soldier, Joe Bob, Happy Monkey, Sylv, chuck utzman, DeminNewJ, KeithH, TXdem, dwellscho, i dunno, From the choir, fcvaguy, Chi, Radiowalla, LouisMartin, MadRuth, mwm341, dalemac, Timaeus, daninoah, Rolfyboy6, mndan, madmsf, RunawayRose, greenbird, Lahdee, Emerson, dengre, MouseThatRoared, Eman, LynChi, Wintermute, CleverNickName, meg, mslat27, eeff, dsb, Pompatus, Do Something, elfling, FyodorFish, Sandia Blanca, MarkInSanFran, niemann, regis, JLFinch, eyeswideopen, emmanuel, susans, TracieLynn, brillig, BlackSheep1, kalihikane, Wee Mama, sja, susakinovember, whenwego, Loquatrix, teresahill, highacidity, boadicea, vmibran, roses, ivote2004, denig, vmckimmey, retLT, larryrant, Boston to Salem, Torta, sngmama, itskevin, PeteZerria, oceanview, Glinda, Cedwyn, artebella, Alna Dem, aitchdee, Texknight, kharma, tidalwave1, psnyder, hangingchad, annan, NYC Sophia, Subversive, pat bunny, Kentucky DeanDemocrat, ranger995, solliges, HeyMikey, laughingriver, NYFM, flatford39, chantedor, Steven Payne, Catte Nappe, hazzcon, renaissance grrrl, samoashark, riverlover, Sophie Amrain, Lilith, outragedinSF, FlyingToaster, JayBat, AllisonInSeattle, zerelda, ybruti, WisVoter, KayCeSF, Vicky, tomjones, Steven D, Black Max, dss, vivadissent, bibble, Frank Vyan Walton, sawgrass727, Gowrie Gal, davidkc, vcmvo2, davidincleveland, bloomer 101, Bluesee, radarlady, Tinfoil Hat, ichibon, el dorado gal, blueyedace2, caul, Explorer8939, JanetT in MD, subtropolis, SherwoodB, Chinton, one of 8, kitchen sink think tank, dewtx, Kevskos, ratzo, fixxit, eru, dansk47, SaraBeth, lcbo, Fury, stevemb, kaliope, SBandini, Tunk, Savvy813, Rusty in PA, landreau, peacestpete, Ekaterin, Alan Arizona, kathny, xaxnar, Jim R, begone, lgmcp, barbybuddy, alrdouglas, MadGeorgiaDem, third Party please, Nance, BachFan, Pacifist, Medium Head Boy, rcbowman, BlueInARedState, Themistoclea, profundo, dopper0189, PianoGuy, bastrop, seefleur, ruleoflaw, deha, Wary, Lefty Coaster, global citizen, aloevera, philipmerrill, gpoutney, Rosaura, Libby Shaw, JVolvo, armadillo, el cid, myrealname, middleagedhousewife, anninla, Turbonerd, onionjim, SingerInTheChoir, nother lurker, CA Nana, doingbusinessas, Clive all hat no horse Rodeo, Stripe, blueoregon, bstotts, Aaa T Tudeattack, krwheaton, fiver, tonyfv, Sapere aude, Cronesense, Habitat Vic, hawaii2, Wanda517, Cat Whisperer, Loudoun County Dem, Mr K, tgypsy, camlbacker, ksp, EdSF, karmsy, CTMET, Wino, noofsh, Dave in Northridge, sfbob, davehouck, mbh1023, puzzled, HCKAD, rainmanjr, cyncynical, SeaTurtle, millwood, Librarianmom, Wreck Smurfy, cececville, Rumarhazzit, leonard145b, thewhitelist, on the cusp, Empower Ink, rogerdaddy, mconvente, misterwade, TX Freethinker, HappyinNM, GAS, califdem, spacejam, OleHippieChick, Sixty Something, Youffraita, Aureas2, Involuntary Exile, bythesea, elwior, Buckeye Nut Schell, Morgan Sandlin, Its any one guess, Calamity Jean, rssrai, tofumagoo, royce, CenFlaDem, pamelabrown, boatjones, hwmnbn, smartdemmg, pickandshovel, triplepoint, TokenLiberal, Jeff Y, catly, brasilaaron, mofembot, Gemina13, glendaw271, bakenjuddy, petulans, luckylizard, Executive Odor, toom, watercarrier4diogenes, GrannyOPhilly, shortgirl, lissablack, JBL55, prettygirlxoxoxo, gigigirl, juca, bobatkinson, banjolele, CanyonWren, Norm in Chicago, I give in to sin, kat68, LibrErica, newyorknewyork, virginwoolf, followyourbliss, geebeebee, elziax, TheOpinionGuy, bfitzinAR, johnosahon, COwoman, Shelley99, Keith Pickering, IDrankWhat, IreGyre, guyeda, KenInCO, stevenwag, sfarkash, ArthurPoet, Tortmaster, Livvy5, davespicer, Edge PA, rebel ga, Larsstephens, Lefty Ladig, Railfan, hotdamn, Its the Supreme Court Stupid, smileycreek, political junquie, Vacationland, NJpeach, piers, UTvoter, CS11, klompendanser, Crabby Abbey, mookins, Polly Syllabic, alguien, plankbob, ATFILLINOIS, pixxer, Puddytat, ramara, DiegoUK, NYWheeler, addisnana, rja, nirbama, orlbucfan, kenwards, Floande, USHomeopath, petesmom, science nerd, Dems in 08, fiercefilms, wrpereir, slice, dot farmer, theKgirls, Onomastic, kerflooey, Front Toward Enemy, MidwestTreeHugger, I love OCD, oldmilitant, Liberal Capitalist, Captain Pants, spooks51, slowbutsure, sostos, jardin32, hooktool, cv lurking gf, La Gitane, iowacaucus, gigihopes, BlackQueen40, UtahLibrul, Intheknow, asterkitty, aisb23, OhioNatureMom, rg611, kevin k, lillyspad, deeproots, CoExistNow, lupinella, Alice Olson, Vladislaw, marleycat, PorridgeGun, zukesgirl64, Jasonhouse, IllanoyGal, thomask, BarackStarObama, smoothnmellow, SueM1121, LSmith, Grandma Susie, MRA NY, IB JOHN, createpeace, worldlotus, antooo, peregrine kate, Tommy T, myrmecia gulosa, PhilJD, VTCC73, diffrntdrummr, FisherOfRolando, Vatexia, blue aardvark, SteelerGrrl, weisja4, joanbrooker, jham710, Chitown Kev, Mentatmark, caryltoo, Davui, Mortifyd, Laurel in CA, boredwitnuts, YaNevaNo, livingthedream, daysey, ridemybike, tweeternik, KiB, Heart n Mind, anodnhajo, StonyB, cwsmoke, TheLizardKing, IndieGuy, ahumbleopinion, touch128, S F Hippie, a2nite, FloridaSNMOM, Trotskyrepublican, JGibson, FreeSpeaker, shanesnana, Forward is D not R, radical simplicity, Justice Hildebrand, Arahahex, MartyM, Jimmy D 84, doroma, Buckeye54, cuphalffull, ricklewsive, New Minas, sexgenderbody, wxorknot, james321, avsp, rat racer, stvnjon, Glen The Plumber, dotdash2u, databob, Robynhood too, ShoshannaD, Australian2, CalBearMom, Greatwyrm, KingTag, Blue Bell Bookworm, nomandates, jusjtim35, Dallas L, countwebb, newinfluence, Linda1961, Late Again, remembrance, BroadBlogs, Thornrose, Witgren, SixSixSix, aresea, howabout, Smoh, nice marmot, ET3117, Hey338Too, Jeanniebeannie, Rooe, The Story Teller, jplanner, JustGiaco, saxoman1, Hugh Foley, night cat, dreamweaver1, TheDuckManCometh, palmer18, blugrlnrdst, julesrules39, TimG831, Chas 981, Dodgerdog1, eagleray, patbahn, Gurnt, VPofKarma, O Man, micsimov, theBreeze, kmt1923, Joe Calarco, stitchingasfastasIcan, LeftyLadyWV

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site