It took four tries to make it through the healthcare.gov site, and I'm not yet actually "enrolled" - that involves sending money, so I'll wait until December. When Republicans claim "almost no one has enrolled yet"... well, duh. Coverage begins in January, so no reason to pay early.
But what a difference! My wife and I are in the "nearly poor" demographic that this law was made to help. We currently have no coverage at all. And here's what we're getting in January:
$5 primary care, $40 specialist, $3 generic drug, $100 ER copays.
$zero deductible. Yes, no deductible.
70% covered for hospitals, lab work, x rays, chiropractic(!) until $4500 out of pocket, then 100% covered.
Our cost: $133 per month.
That's a silver plan. The out-of-pocket cost reductions that apply only to the silver plans made it a no-brainer. There was a no-cost bronze plan, but its $11,000 deductible meant that all we could really use it for is the preventive care that's not included in the deductible.
So $133 per month to know that we can see a doctor when we need to. Get that mole looked at. Get Mrs Sound on an asthma management plan.
Single Payer? Yeah, we're still working on that. But in the meantime...
THANKS, OBAMA!