Skip to main content

Just one man's

Now I’m just a simple country boy but I don’t see the President or the ACA as the bad guys here, it’s the shysters who were writing insurance plans that couldn’t cover a week in hospital without meeting your lifetime limit. It’s called junk insurance and I couldn’t give a better name for these kinds of policies.

So these shysters have known for a couple of years now there will be minimum standard requirements.  They threw millions of dollars at lobbyists and got forty something defund votes for it. Didn’t work.  

They stood by and watched (with more money and cheers) as the Republican Party as a whole made the decision to shut down the government to protect the insurance industries status quo.  Didn’t work. What it did do is cost US the taxpayers a tidy sum of 24 billion dollars.

This is high stakes warfare. Profits on these “junk policies” have been reported to be on average 50%. Then the little caveat in the ACA concerning profits. Eighty percent of premiums collected had to go into actual healthcare… meaning they are limited to a 20% profit.
Now this is a simplified example, but pretty much, what was going on.

Now the shysters have lost the battle (maybe), defund votes and the shutdown. The only thing that was left was to carpet bomb the country with cancelation policies. Now they could have accepted the minimum mandates and the 20% profit margins and kept those policies, because there’s an extra 30% to work with.

They didn’t, and that’s all you need to know about these shysters and these policies, it was never about healthcare… it was about profits.
The next plan – short term losses, let the Republican Party and its “Christian-Conservative” mouthpieces pound the President and the ACA website mess and these cancelations, which will be by the very nature of the “intended lie” (you can keep your insurance) will no doubt keep folks away from applying. If this works, then the ACA will be on a death march.

Therefore, the message is:
We never expected that the companies who were writing these junk policies would cancel them rather than meet the minimum standards and work with their policyholders.

If it is as reported, the profit margins on these policies that are being canceled were 50% plus. Now the ACA says that 80% of the premiums go into actual healthcare, leaving a maximum of a 20% profit. If they couldn’t offer the minimum standard with an additional 30% then they probably didn’t need to be in the healthcare industry.
My view, it’s the shysters who are the bad guys here.
P.S.  who is doing the strategy and messaging on this? Suggestion, send them out to the streets in middle America before they strategize or do one more line of messaging… they are out of touch.

EMAIL TO A FRIEND X
Your Email has been sent.
You must add at least one tag to this diary before publishing it.

Add keywords that describe this diary. Separate multiple keywords with commas.
Tagging tips - Search For Tags - Browse For Tags

?

More Tagging tips:

A tag is a way to search for this diary. If someone is searching for "Barack Obama," is this a diary they'd be trying to find?

Use a person's full name, without any title. Senator Obama may become President Obama, and Michelle Obama might run for office.

If your diary covers an election or elected official, use election tags, which are generally the state abbreviation followed by the office. CA-01 is the first district House seat. CA-Sen covers both senate races. NY-GOV covers the New York governor's race.

Tags do not compound: that is, "education reform" is a completely different tag from "education". A tag like "reform" alone is probably not meaningful.

Consider if one or more of these tags fits your diary: Civil Rights, Community, Congress, Culture, Economy, Education, Elections, Energy, Environment, Health Care, International, Labor, Law, Media, Meta, National Security, Science, Transportation, or White House. If your diary is specific to a state, consider adding the state (California, Texas, etc). Keep in mind, though, that there are many wonderful and important diaries that don't fit in any of these tags. Don't worry if yours doesn't.

You can add a private note to this diary when hotlisting it:
Are you sure you want to remove this diary from your hotlist?
Are you sure you want to remove your recommendation? You can only recommend a diary once, so you will not be able to re-recommend it afterwards.
Rescue this diary, and add a note:
Are you sure you want to remove this diary from Rescue?
Choose where to republish this diary. The diary will be added to the queue for that group. Publish it from the queue to make it appear.

You must be a member of a group to use this feature.

Add a quick update to your diary without changing the diary itself:
Are you sure you want to remove this diary?
(The diary will be removed from the site and returned to your drafts for further editing.)
(The diary will be removed.)
Are you sure you want to save these changes to the published diary?

Comment Preferences

  •  Tip Jar (7+ / 0-)

    Courage is the understanding that somethings are more important than fear.

    by Arkydem on Tue Nov 05, 2013 at 11:11:17 AM PST

  •  of course they're out of touch (1+ / 0-)
    Recommended by:
    ladybug53

    but the bastards control the message because they own all the damned airwaves and news outlets.

    We have got to, every one of us--even if we're not completely happy with some facets of the ACA--start talking to people in Real Life openly and factually about this, right now, today. This shit is not going to work at all if people don't enroll.

    We also have got to do something about our lying media. Nowhere today is this more apparent than this issue which affects the health of millions of us. My God, it's sickening. Let's not sit around and worry about whether we'll offend someone's sensibilities if we explain to them about what junk insurance is. People aren't stupid, they're not going to take it that way.

    This word must be put out there, the garbage and the lies must be countered by us. In person. Starting now.

    This all started with "what the Republicans did to language".

    by lunachickie on Tue Nov 05, 2013 at 12:03:52 PM PST

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site