This is the page of Healthcare.Gov that will answer this question:
What if I have a pre-existing health condition?
The answer from the page is as follows:
Being sick doesn't keep you from getting coverageIt goes on to mention that some grandfathered policies do not cover pre- existing conditions. And this is "one exception" to what is said above, as these are the policies that have not been rescinded because they were issued before the date the bill was signed in 2010. Unlike those that have been cancelled, these are still in effect, and if they excluded coverage for pre-existing conditions, that exclusion is not nullified by ACA
Starting in 2014, being sick won't keep you from getting health coverage. An insurance company can't turn you down or charge you more because of your condition.
Once you have insurance, the plan can't refuse to cover treatment for pre-existing conditions. Coverage for your pre-existing conditions begins immediately.
This is true even if you have been turned down or refused coverage due to a pre-existing condition in the past.
The page closes with the admonition: "Be sure not to miss open enrollment" Giving the dates of this period for this year.
There was some question about this promise of no refusal for existing conditions in the law, and I have done a bit of research. To make my work more meaningful, I would first appreciate a quick answer to the poll. Of course, any comments would be welcomed
If you have a pre-existing medical condition, illness or recent trauma
It's clear, you can never be denied coverage for such conditions
Maybe certain types of conditions can cause upcharge
It may be easier and faster during open enrollment period
You can't get insurance with above condition outside of open enrollment