Both Occupy Security and Occupy SEC focus on the wrong doing that results from capitalism’s vulnerabilities to organized crime. For example: what America saw with houses in the 2000s, you will see today repeatedly with automobile sales. This includes the top brands and the largest dealerships. When Tesla decided to avoid established dealerships they were avoiding ethical pollution as well as leveraging their status as a unique product line.
Problem is, most 99%ers walk in unprepared when they go to buy a car.
On the other side of the desk, the dealerships have been consolidated to groups of dozens, even hundreds of operations. You have to get ready for being targeted same as mortgage seekers back in the 2000s.
The key is a high stress, high aggression scam pattern called the Sales Manager System. Instead of the buyer making the decisions, this system uses a 3- or 4-hour sensory assault to induce a half-brainwashed helplessness. Then the Sales Manager springs the contract.
Give them enough time, these guys can scam something out of almost anyone. There is an alternative. Getting scammed is not inevitable.
You have to know this: the 1% always have something in pocket to protect their families and themselves. To buy a car honestly you need two things: a professional negotiator on your side and a pre-selection for the fewer than 15% of automobile dealerships where you can expect to get the car straight up.
See you below the orange muffin.
Who would have thought that “robo-signing” would spread to new cars?
Who would have thought that 500,000 Americans a year would either pay $25 to $50 a year or join a membership organization to avoid car dealership crime?
Try to go in and buy a new car from a dealer in the Northeastern section of the country. From our research over four months you can find yourself in a system that applies a variety of slimeball techniques to add between $1700 and $6500 in unsupported fees to the cost of a $20,000 vehicle.
If you go for a $30,000 car, these dealership can try to add as much as $10,000 above the MSRP and expected tax, tag, title, and justifiable fees. The worst of it is one scam that has lease customers paying higher payments than what you need to buy the car, then finding no extra credit at turn-in 36 months later. Getting that last scam through is observed in conjunction with a trickily placed use of forgery.
ALEC has worked assiduously to weaken state-level protections. One of the first things to go is standard language for these contracts.
No telling how many of the Sales Managers worked in the robo-signing departments of the Mortgage Factories.
Plainly, buying a car is not like buying a refrigerator. Nobody gets mugged at the Appliance Department of a Sears or a Home Depot. You might use Consumer Reports to get a quality rating, but no one needs a Buying Service to get the advertised price on a refrigerator. Things are done different:
– No one is told that a refrigerator advertisement applies to one physical refrigerator, which was always “Sold Yesterday.”
– No one is hit with a payment agreement costing $795 that claims to augment insurance, but has language in the agreement that provides no coverage or augmentation whatsoever.
– No refrigerator comes with a “$1,000 radio.”
– No refrigerator monthly payment is negotiated first, with the total cost of the appliance jacked up later.
– No refrigerator buyer is handed a red folder filled with 50 pages of printed forms.
– No refrigerator buyer finds a forged “Lease Waiver” form in her red folder, which voids a 24-hour consider-the-deal-before-signing right provided by her state government.
– No refrigerator buyer leases a frig, then finds a forged lease contract in her red folder that carries forward the agreed monthly lease payment but changes every other element of the verbal agreement.
– Very few refrigerator buyers need to do more than consult Consumer Reports and an online price scanner such as Google or PriceScan to support their shopping expeditions.
Even with professionals negotiating the deals, the Buying Service shops at AAA, CostCo, BJs can only trust 2,200 dealerships of the country's 17,000.
Want to try to filter that down for yourself ???
Let's keep it simple:
-- AAA Auto Buying home page
-- CostCo Auto Program
-- BJ's Auto Buying Program
There are alternatives. But why bother? Outfits like AutoNation Direct have no influence on the contracting process. American Express has the same problem. Authority Auto charges $595 to $1,195 and takes the process all the way to a signed offer and contract. For a Maserati, that's lovely.
You also want to check for end of year discounts. Sometimes they don't show up on the listings at Buying Services. There's always something in the details.
Want to avoid 15,000 bad dealerships? Likely crossovers from the Mortgage Massacre of the 00's? Ending up hating car dealerships? Good luck with doing that on your own -- between the Kochs and ALEC and organized crime, they're out to get you.
Obviously, this diary recommends the buying services. They do 500,000 buys a year. The number of complaints runs close to zero. They save their clients millions of dollars.