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A long-time friend of mine who lives in Arizona posted his experience with Obamacare on Facebook the other day and I asked if I could share it with the DKos community and the wider world.

His perspective is a little different. It really punches home the change that the ACA has brought about on health care, on the insurance industry, stripping it down to the economic basics of the situation.

Please read, enjoy, comment, share. I'm hoping to spread his success story as widely as possible.

Thank you.

MY EXPERIENCE WITH OBAMACARE

Here is my experience with Obamacare. It was a pain in the ass to sign up for. I went through that whole EXPERIENCE of the website not working, problems with the site when it did work, lost data, everything. But, I finally got signed up.

I was given a list of FORTY health care insurance providers. It seemed like a daunting task to go through them all. However, under Obamacare, all forty are guaranteed, GUARANTEED, to offer the same service under whatever "plan" you are signed up for. Me? I took the Silver Plan. So all providers are guaranteed to offer the same thing.

What does that make the service? It makes it a commodity. When anything is a commodity, the only variable to consider is price. Price is the only thing that differentiates a commodity.

Obamacare is a beautiful thing. It took all forty health care providers, cut through their bullshit, and made them the same service. Obviously, I picked the cheapest price. No more "research" of each plan. Just go with the cheapest price under whatever plan you signed up under. This is going to drive the price down over all. Everything is greatly simplified. It's beautiful and whoever thought this up is a genius.

My knees have been bothering me. I saw a joint and bone specialist. I got a shot of cortisone in my left knee. I am walking around much better now. Then, right after, I got a terrible ear infection. It was both an inner and outer ear infection. It was horrible.

I went to Emergency Care (twice); I went to the Emergency Room (once); I went to my new Doctor (once). I had to take antibiotic pills and antibiotic drops. The Emergency Care & Doctor visits were a $15.00 copay. The Emergency Room visit was 80% covered. The medications were cheap under the copay.

This ear infection thing was horrible, HORRIBLE, and I would have been in a very bad way without this new health insurance. And the beauty of this Obamacare is that they have cut through all of the mumbo jumbo of the insurance companies and made it searchable by price alone. The mumbo jumbo is how they kept us in the dark. Now, everything is clean and simplified and price is the only thing that matters.

As far as I know, I am the only one who is talking about this benefit of Obamacare which is THE benefit in my opinion.

Originally posted to gomonkeygo on Sun Apr 13, 2014 at 06:23 AM PDT.

Also republished by Obamacare Saves Lives.

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Comment Preferences

  •  Thanks gomonkeygo. (6+ / 0-)

    Tipped, Rekked, Commented, and Republished.

    •  Great diary. (1+ / 0-)
      Recommended by:
      chimene

      I did not realized the plans were standardized. That is a great way to force  insurers to price compete.

      I'm shocked that no one seems to have written about this aspect before now.

      Here's my take on it - the revolution will not be blogged, it has to be slogged. - Deoliver47

      by OIL GUY on Sun Apr 13, 2014 at 07:55:04 AM PDT

      [ Parent ]

  •  Fools want to repeal this? (0+ / 0-)

    And some fools in America want to repeal this? Please tell me those thugs can't be serious !!!
    I have a question. If you realize that ACA offers better prices than your health insurance @ work, can you just quit the one and sign up for ACA?

    •  yes, but (0+ / 0-)

      if you do you probably don't get a subsidy. That can ruin much of the example's point.
      And forgive me for beating a dead horse, but this only applies since the example does not have single payer as an option. If he did his choice would be even easier.

  •  Bad news for the repeal crowd (0+ / 0-)

    Every positive story for the PPACA is another nail in the coffin for those who want to repeal.

    I get the feeling enrollment hit 10 million, the GOP will have to offer an alternative.

  •  Differences may remain in the networks of doctors (2+ / 0-)
    Recommended by:
    asym, Mokurai

    an insurance company offers on and off the exchanges, at least in California. A man who enrolled through Covered California for what he thought was a plan with certain doctors found out that his plan did not include the same doctors as the company offered off the exchange.

    "Covered California's site referred me to Blue Cross/Anthem website and there I verified, again so I thought, that Palo Alto Medical Foundation was in the plan," he explained. "What the site did not say was that PAMF is only in Anthem's stable for non-Covered California plans. Thus I was duped into signing up with Anthem." http://www.santacruzsentinel.com/...
    If people want certain doctors, they need to check carefully if the plan they choose includes them. The person quoted in the article above wanted follow-up surgery with the same doctor; the insurance company finally relented and offered a "continuity of care" waiver "so the same surgeon who performed the first operation could perform a follow-up operation at the lower in-network rate...."

    The spirit of liberty is the spirit which is not too sure that it is right. -- Judge Learned Hand, May 21, 1944

    by ybruti on Sun Apr 13, 2014 at 08:51:42 AM PDT

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