Our premium just went down 42% !!!!
Last year here in MO we had only 2 choices of insurer. We are a middle class 3 person family. Our 6 year old is eligible for Medicaid and my wife and I chose the least expensive Silver plan that included our doctors and prescriptions. Our monthly cost was $170.74. Our deductible was $0. Pretty awesome considering that before 2014 we had only catastrophic coverage at $300/month with a $10000 deductible!
Today (11/15/14) I went on to healthcare.gov and submitted a new application. It went very smoothly, especially compared to last year! Most of our information was already filled in from our previous year's application. I just had to verify any changes and click a bunch of "I agree" boxes. It took about 10 minutes.
This year there are 4 choices of insurers and 19 Silver plans for which we are eligible. Again, we chose the least expensive Silver plan which included our doctors and prescriptions. $99.11 with a $150 deductible.
LET ME SAY THAT AGAIN $99.11 !!!
No changes in income, no changes in family size, no changes in location. The only change is more competition in the market.
If we needed to, we could choose an HMO plan for $37/month and choose different doctors, but we like our doctors and want to keep seeing them.
THANK YOU DEMS & PRESIDENT OBAMA!
PS- Screw you Sen Michael Bennet of CO for caving on the Public Option when you had the chance to get it included. Our costs would be even lower and tax money would not be going to insurance companies.