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View Diary: Obamacare 'rate shock' myth debunked (93 comments)

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  •  Iowa vs. Missouri ?? (1+ / 0-)
    Recommended by:
    blue aardvark

    Iowa is still a question mark. Gov. Branstad is a Republican obstructionist. He fought hard against Medicaid expansion. He finally signed a compromise between Republican House and Democratic Senate that took the federal dollars but with a plan that funneled money to insurance companies instead of Medicaid.

    It is unclear what obstacles Branstad will put up for use of the exchange. Will navigators have to pass an insurance agent test?

    •  Now if you are over 55 and single (1+ / 0-)
      Recommended by:
      cocinero

      Medicaid is basically legally a loan.

      If money is paid on your behalf to a private company monthly then the loan amount repayable upon probate after you die mounts monthly.

      If the state handles things itself then only amounts paid out for your actual care can be reclaimed from your estate. So if you remain healthy from age 55 to 65 then your estate won't get docked when the state handles things.

    •  The Florida Medicaid recovery statute (0+ / 0-)
      409.9101 Recovery for payments made on behalf of Medicaid-eligible persons.—
      ....
      recovery shall be accomplished by the agency filing a statement of claim against the estate of a deceased Medicaid recipient
      ....
      The acceptance of public medical assistance, as defined by Title XIX (Medicaid) of the Social Security Act, including mandatory and optional supplemental payments under the Social Security Act, shall create a debt to the agency in the total amount paid to or for the benefit of the recipient for medical assistance after the recipient reached 55 years of age
      ....
      6) The debt created under this section shall not be enforced if the recipient is survived by:
      (a) A spouse;

      (b) A child or children under 21 years of age; or

      (c) A child or children who are blind or permanently and totally disabled pursuant to the eligibility requirements of Title XIX of the Social Security Act.

      (7) No debt under this section shall be enforced against any property that is determined to be exempt from the claims of creditors under the constitution or laws of this state.

      (8) The agency shall not recover from an estate if doing so would cause undue hardship for the qualified heirs
      ....

      http://www.flsenate.gov/...

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