The Financial reform bill passed by senate does not contain the Volcker rule- banning the too big to fail banks from prop trading using tax-payer backed money.

Merkley-Levin amendment was not allowed to come to a Vote . This does not solve the Too Big To Fail and moreover keeps the adverse incentives for the larger banks. I was really disappointed in the senate democrats and the White house lack of support for the Merkley-Levin amendment.

THE BANK LOBBY WON AGAIN.

I am disappointed in Obama and the Democratic leadership and there unwillingness to address the perverse incentive structure of the Wall Street - Heads I win , Tails you lose.

Simon Johnson has more on this