ACA went directly to Blue Cross

Ok, I live in the state that put the Duh, in Florida, Florida. Gov. Skellator refused to set up exchanges and refused Medicaid expansion. So I checked in healthcare.gov for what my corporate masters might be. Not surprisingly a company named Blue cross/Blue shield Florida was one such. They asked for my age, zip code and spouse then I got a choice to look at my affordable plans.

Let's start at the most affordable plan first.
Monthly Premium:$799.18
Annual Deductible: Individual: $6,250 / Family: $12,500 (what is this? The dollar amount you must pay each year before your health plan begins to pay for covered medical services.)

So the math:
12 * $799.18= $9590.16 + $12,500.00 = $22,090.16 and then I can receive my first payment, per year. This is supposed to be the not junk insurance?