My affordable healthcare ends today

I am a female, late 50s. Self-employed. Don’t smoke. No health problems. I live in a city where the major hospital system only takes one insurance company.

When the ACA was launched in 2014 I purchased a Silver Plan with a very reasonable deductible, with my subsidy, the monthly premium was $132.19. When it was time to renew in 2015, that plan was no longer available, but another Silver Plan with a reasonable deductible for $175.65 a month was. I’m on a pretty limited budget, but with some tweaking the $43.00 increase wasn’t a problem. This year, the same plan with subsidy will cost $269.73 per month!

So, my choices are to figure out how to absorb a $94.00 monthly increase, and continue to see a doctor when I need to. Or switch to a Bronze plan with a $6,000 deductible (and HOPE nothing happens) for about the same monthly premium as I am paying now.

Back to worrying about the cost of and access to healthcare! It was nice to have 2 years off.