My health care horror story, like others, involves my entire family. I am the lucky one in that I worked for the federal government and had health insurance when my doctor determined that I should consider retiring on disability. This was after several surgeries due to a severe whiplash injury suffered many years earlier.
Oddly enough, in my case if we had a public option for health insurance, the American taxpayer would have been saving money for the past 6 years since I retired and the next 7 years until I turn 65. You see, my husband and I were both covered under my federal health insurance plan, and when the doctor suggested I retire, we looked into me just quitting my job (if we could get private health insurance), and I would have waited until normal retirement age to begin receiving retirement benefits. Of course, after having had surgery on my cervical spine and on both my shoulders and continuing to have spine issues, we could not find a private company willing to cover me.
So, I retired on disability, at the taxpayer's expense, because I could not get health insurance otherwise.
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