I’m sorry! I used the words “Bank of America” and “Run” in the title. Oops!
So I get an e-mail from our good friends at BoA. I keep no deposits there, but I do have a credit card. That’s how they’ve got my e-mail address.
“Qualify to receive $200 with a new checking account”

There’s a lot of fine print involved, but basically, they will pay me $200 to move my checking account to them provided that:
1) I make one bill payment through the account each month
2) The account has a balance of $10,000 as of 1/20/2012
3) I wait 'till April for the $200 (giving me about 4% interest on my $10k)
4) I don’t close my credit card account
5) I don’t violate of any of their nit-picky procedures in the fine print
6) They don’t decide to simply screw me and not pay up: “Bank of America may change or terminate this offer before this date without notice…”
Well! I had been told that banks didn’t need deposits. I guess that’s not true, otherwise why would they be running (cough, cough) to sign me up – and offering cold hard cash as well?
Has anyone else gotten a similar offer? Let's compare!
Lastly, I want to be clear that our struggle against Too-Big-To-Fail banks is a marathon, not a sprint. We’ll have many hurdles before we cross the finish line. Still, we are looking fast off the starting block and are on the right track. I hope this bit of news gives us a second wind!