Imagine living your whole life working just to pay the bills – not saving for your future, but simply paying for the present. You work as much as you can, but also decide to have a family and need to take time off work. Before you know it, you are 65 and it is time to retire. This would be an exciting time in your life, except you don’t have any savings. Thankfully, you have Social Security. You start receiving your benefits, but then you realize it’s not enough to get by. Now what do you do?
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