A Picture Is Worth 1000 Obamacare Lies

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Sunday November 24, 2013 · 11:48 AM PST

2013/11/24 · 11:48

I got this in the mail yesterday, eight days after I applied on the Federal Marketplace for health coverage. Blue Cross is on top of things!

Your senator wants to hear your Obamacare story!

Libertina

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Monday November 18, 2013 · 11:42 AM PST

2013/11/18 · 11:42

I just received an email from my senator, Bob Corker. In the email, he asks:

"How has Obamacare affected you, your family, or small business? Share your story here."

I decided to share my story with Senator Corker:

I was able to complete my Obamacare application and sign up for coverage on Friday, Nov. 15, so the site is working now. My family of three will receive full health coverage for $260 per month. After I left a job in May, our COBRA rate was quoted at $1,500 per month, an amount we could not afford so we did not take the insurance. In 2010, the last time I was self-employed, our rate was $481 per month, but that plan had exclusions for some of our medical conditions and is closed to us now. I am thrilled that we are now able to have full coverage through the Marketplace for far less than we paid before and that we don't have to worry about losing coverage in the future. Because of Obamacare, I was able to restart my home business without fear of not being able to get health coverage or going bankrupt due to huge medical bills. Please do not take any actions that will hurt our ability to keep this coverage at this great rate in the future. Thank you.

I know, I know, nobody's going to change their mind because we email our stories to them. But somebody is going to read them and see that not everyone has a bad experience. Who knows, they may get more good stories than bad.

So, go ahead, share your story with Senate Republicans. Keep it civil and fight the good fight!

#YourStory

My Personal Experience with the Marketplace, Part 3: Success, Finally, and a Few Recommendations

Libertina

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Friday November 15, 2013 · 10:49 AM PST

2013/11/15 · 10:49

After successfully logging on to healthcare.gov several times last month, completing my application, and being approved for a tax credit (subsidy) towards premiums, I got stuck. I tried to log back in several times over the past few weeks and couldn't. I called the 800 number several times and they couldn't get into my account either. It appears that my account was locked up.

Today, I finally had success. I enrolled in a health plan! So, the good news is, the site and call-in support appear to be working. The bad news is that it's more complicated than it should be. Details to follow...

Libertina

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Monday October 21, 2013 · 6:53 AM PDT

2013/10/21 · 06:53

On Friday, I was able to successfully get onto the healthcare.gov website and apply for coverage. I related my experience here. My session ended with learning that I had to wait for approval and acknowledgement of my subsidy before I could go on and select a plan. This makes sense since there would be no point in selecting a plan until I knew what my premiums would be. I was told the approval process could take up to 10 days, so I logged off.

I logged back in yesterday and discovered that I had been approved and my subsidy was ready. I did not receive an email letting me know this, so that's a problem. But I'm proactive, so I was ready to go shopping. Join me below the break for a play-by-play.

Libertina

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Friday October 18, 2013 · 3:18 PM PDT

2013/10/18 · 15:18

Like most people, I tried to log in to the federal website for the online Healthcare Marketplace in the first week of October and was disappointed. I was never able to get past the login screen. (Tip: Don't use Chrome on a Mac. It doesn't work!) It's been two weeks since I tried to log in and today I had great success. I will share some of my experiences and thoughts with you below.

Libertina

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Tuesday October 01, 2013 · 9:52 AM PDT

2013/10/01 · 09:52

Most of us have had trouble getting past the login page at healthcare.gov today. Fox News is already gloating (what a surprise!). However, the state exchanges are not doing any better...

Libertina

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Monday September 30, 2013 · 9:21 PM PDT

2013/09/30 · 21:21

Go to healthcare.gov and check it out!

When It Comes to Promoting Obamacare, Be Sweetly Subversive

Libertina

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Monday September 16, 2013 · 10:53 AM PDT

2013/09/16 · 10:53

Do you get frustrated by all the misinformation about the Affordable Care Act that people express in the comments section of news and opinion sites? Here's a quick and easy thing you can do to encourage folks to sign up anyway...

Libertina

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Friday August 23, 2013 · 12:28 PM PDT

2013/08/23 · 12:28

My mom loves me. She just made the effort -- in this day of instant communication via Facebook, email, and telephones -- to snail-mail me a page she tore out of the August 19, 2013, issue of Time Magazine (linked here, subscription required). The article raises the alert that scammers and less-than-ethical insurance providers are primed to take advantage of the confusion wrought by the impending launch of health care exchanges beginning October 1.

Given some of the comments and responses I received after my first post on this topic last week (My Health Insurance Journey Begins), I wouldn't be surprised to find that many otherwise intelligent people are confused and prime bait for the scammers.

That's why I'm going below the fold to set some things straight...

Libertina

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Wednesday August 14, 2013 · 11:19 AM PDT

2013/08/14 · 11:19

I recently quit teaching. I taught for three years in Nashville Public Schools--long story short, I didn't love it--and now I'm back to my previous job as a self-employed business writer. The scariest thing about quitting teaching is losing great health coverage and having to buy my own insurance again. Anyone who's had to buy their own insurance knows the confusion and stress of the process. If you don't, you can experience it vicariously through me. Join me, won't you?

Libertina

Community (This content is not subject to review by Daily Kos staff prior to publication.)

Thursday March 25, 2010 · 11:06 AM PDT

2010/03/25 · 11:06

I just received a newsletter from my health insurer, Tennessee Rural Health, that includes a not-so-veiled threat to members, all sole proprietors and individuals who pay for their own health insurance. The threat in summary: if the health reform bill passes, your rates will go up by as much as a third in order to pay for people who plan to scam the system!!!

Obviously, the newsletter was printed prior to the vote on the bill, and prior to Nancy Pelosi's vow that companies who take advantage of the situation will not be allowed in the exchanges. But its tone is troubling.

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A Picture Is Worth 1000 Obamacare Lies

Your senator wants to hear your Obamacare story!

My Personal Experience with the Marketplace, Part 3: Success, Finally, and a Few Recommendations

My Personal Experience with the Marketplace, Part 2

My Personal Experience with the Marketplace, Part 1

State Exchanges Are Overloaded

The Healthcare Marketplace Is Online!

When It Comes to Promoting Obamacare, Be Sweetly Subversive

Obamacare 101 - Beware Scammers and the Morally Bankrupt

My Health Insurance Journey Begins

Threats from My Health Insurance Company