A follow up of some things I have learned.
First off you have no government, law, or constitution. Only the bankster mafia has a government. Know from day one you are dealing with pure evil, that is the the US Congress who passed this legislation for their bankster masters in return for inside trading profits.
This is evident in this fact of facts, you begin the process with the declared status of
PRESUMPTION OF ABUSE. Guilty until proven innocent. The whole this starts day one
as a violation of every law of the land. You are raped and pillaged by war, inflation,
banking oligarch, and you are GUILTY.
When you see this lawyer who you pay $3000, make no mistake this is an operative of
the banks and not representing you. You are paying the banks way to gut your bill of rights. You need to have the initial consultation with several and find someone that you can work with. The first one I saw claimed to handle IRS debts but didn't even recognize the form 433A when presented. In my case much of this started with one universal default, obama's fault or even intentional, leaving them 2-3 months open to go on attack before the 2010 credit card legislation. So the banksters get you again for another $3000, and trustee want's paid billable hours by creating chaos.
Now on the first pass of the means test my lawyer intentionally tried to steer me into
chapter 13 when I was way into ch 7 qualification by WIDE margin, they think everyone
is stupid, I had already done the NOLA online means test and knew the facts.
I told the lawyer if you want to waste time and money on this and go directly to appeal, she is still only getting $3000.
On the second pass of the means test the lawyer produced a magical $2000 per month
swing on the means test and matched my original self means test on NOLA online, and even exceeded it. Proof it is a
scam antitrust racketerring operation for the banks.
So for now the lesson is to become knowledgeable about the means test and do it yourself on NOLA online. Here you will learn all the fraud and theft intentionally written in.
At the beginning, thinking you may be there in the future. You don't yet know that you are dealing with pure fraud. If you do the means test you will begin to see how to prepare with documentation. That legal letter you got in the mail a while ago, you will need that, keep and triple file everything well in advance at least a year. In general they look back six months but you can make a case that major medical expenses like
surgery are an annual cycle per work and vacation schedules, you need at least one year. You have to structure expenses and record keeping certain ways.
Here is one glaring example of the fraud you will face.
In generall BK will not get your 401k/IRA.
But if you pull money out to pay the lawyer $3k, the trustee can call it income.
They will call a one time forced withdrawal to pay their lawyer ( be clear not yours )
a continuous income in the future calculations.
HOWEVER, the $3000 paid the lawyer from this withdrawal, is not called expense or continous expense in future calcultions. They can do whatever they want, no laws,
no govt, just fraud.
My lawyer let a couple things slip out is conversations, there are alot of ways the lawyer can protect you by telling you law, but they will not unless it is a accidental slip. She was actually very careful not to tell me anything that helps me vs her masters. My lawyer is found of demonstrating her knowledge of law and precident and let a few facts slip out that helped me learn law.
So another lesson is when interviewing, to find a talkative lawyer. Eventually my
lawyer did the right thing as I was open truthful and factual and it was kind of hard for
anyone with an ounce of decency to @%*& me in cold blood.
Be factual, documented, truthful on all points that hurt you and make it hard for a
lawyer to rip your face off.
If you understand this fact, pure evil and fraud, you are going in a lot better the 95% of sheeple.
I was up against the wall and done when the last of the IRA was depleted and they would have me in chapter 13 perpetual rebankruptcy-bankruptcy enslavement because I could not pay the $3k up front for ch 7.
Yes ch 7 needs to be paid up front.
I was also in a hurry as corrupt as this congress and law is, I really don't think you have
any functioning govt or courts fairly soon.
