My Nephew's Bank Refuses Short Sale

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Monday December 19, 2011 · 3:51 AM PST

2011/12/19 · 03:51

There was reason for hope recently when my nephew and his wife found a cash buyer for their condo that is currently valued at less than half of their original mortgage. It was the first genuine offer after nearly three years their home has been sitting on the market. Their bank rejected the short sale however and told them frankly that it would not be considered because they "had made all their payments." Presumably, the short sale would be considered if they had been deadbeats but since they were hard-working, honest people they get no help from the bank to relieve what has become an impossible situation.

My heart is broken over the trap this young, talented, family struggles to escape with no help from any quarter. They either have to find a buyer that will pay double the market price for their condo or bring more than $100K to the closing, money they don't have, in order to make the bank whole. No short sale will be considered by the bank because they are not in default or near foreclosure.

EquityRoy

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Friday October 21, 2011 · 6:37 AM PDT

2011/10/21 · 06:37

The Vice President proves once again that putting political tactics over the good of the nation really irks him to the core. That is a quality I like and that is where the President and Vice President can own the field of battle during this election season. I love Joe Biden. He speaks the unvarnished truth in spite of himself sometimes. This week he has been on fire in his attacks against the do-nothing Senate and Republican obstructionism. Fire cops = crime rates go up. What could be simpler?

EquityRoy

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Monday April 18, 2011 · 7:59 PM PDT

2011/04/18 · 19:59

As I watched the last story on Rachel Maddow tonight I was left with a true sense of disbelief and rage. The governor of Michigan and his corporate toddies in the state house have enacted and executed a law that suspends democracy in Benton Harbor, MI. This is just the first action taken under what is called "financial martial law."

I had to share this, write about it, scream about it, do something to vent the outrage I feel toward what I perceive as nothing less than a fascist corporate movement building and gaining real power, if not credibility, in the American political landscape. If you missed the story on Rachel's show I will provide links after the jump.

EquityRoy

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Wednesday September 22, 2010 · 3:58 AM PDT

2010/09/22 · 03:58

I just saw an advertisement on MSNBC calling the President's policies, all the President's policies "failed." The ad, "Mourning in America," was an outright attack on a public office holder, naming the President. No one claimed responsibility for the ad and no contact information is supplied at the end.

We must complain, and loudly, to MSNBC and any other network running this ad, about the lack of disclosure statement attached to this ad. It's a dirty trick and a well funded dirty trick attacking the President to hurt Democratic candidates.

Complain to MSNBC and anywhere else this ad is running that they are violating the The Fair Campaign Practices Act and the ad should be pulled immediately.

EquityRoy

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Wednesday September 08, 2010 · 2:23 PM PDT

2010/09/08 · 14:23

I recently moved from MA to East TN. Apparently everyone in my new district is considered an avid GOP supporter because since I moved and registered to vote (as a Democrat) I receive regular disgusting GOP and NRA fund-raising letters. I never saw this stuff living in Cambridge or before that in Manhattan. I think everyone needs to see the reality of the candidate-sanctioned violent rhetoric being used out there right now; so I offer this, FYI, without detailed comment. Remember, this was sent to me clear across the country; well east of the Continental Divide and 500 miles east of the Mississippi River.

Below the fold is a direct transcript of the latest Sharon Angle letter fresh from my mailbox. I have done my best to preserve the one-sentence/one-phrase paragraphs, ALL CAPS, underscoring, bolding and other punctuation as this site allows. I can't reproduce the "hand written" blue ink emphasis as it appears in the letter but assume the most offensive phrases are highlighted by this "personal" touch.

Am I a Harry Reid fan? Not particularly. Does this Angle/GOP crap make me more likely to actively defend and to support him? Absolutely.

EquityRoy

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Sunday July 11, 2010 · 5:35 AM PDT

2010/07/11 · 05:35

I recently moved to Knoxville, Tennessee, a hotbed of radical right-wing and racist politics. It was a revelation to watch local "religious" television programming on Sunday morning. I am shocked at what passes these days as religious teaching. The Bush Administration tried to remove the tax-exempt status from main line churches where one sermon against his wars were heard. There are now national "religious" organizations, ministries and churches, that produce the most partisan, untrue and vile political attacks on the Obama Administration in the name of religious instruction. These charlatans should not be silenced. They should pay taxes however.

I am focused this morning on one national "ministry" that is one of the worst offenders. They broadcast nationally and may be seen in your local TV market on Sunday morning. This organization is Coral Ridge Ministries (www.crm.tv) based in Ft. Lauderdale, Florida and founded by the ultra right-wing reactionary Dr. D. James Kennedy. These folks, if they are the righteous citizens they claim to be, need to start paying their taxes.

EquityRoy

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Thursday May 20, 2010 · 7:54 AM PDT

2010/05/20 · 07:54

Inspired by the voters of Pennsylvania, I urge the good voters of Ohio of all parties, especially the so-called tea-partiers and good progressives, to join forces to prove the authors of "narrative politics" wrong again. Quoting David Frum of all people (a first for me):

"The Republican theory of the 2010 election has been that the party does not need a positive agenda of its own. In this non-presidential election, Republicans need only be the party of "hell no," incessantly attacking the Obama record. That theory may yet prove correct in November. But it took a nasty knock Tuesday night."

The Ohio electorate can send the politics of "HELL NO" into oblivion this fall by defeating the "HELL NO" poster boy, Minority Leader John Boehner. That would be good for the whole country. Let's work to elect Justin Coussoule to represent Ohio's 8th District.

EquityRoy

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Tuesday March 02, 2010 · 8:06 AM PST

2010/03/02 · 08:06

I cannot believe my ears. The junior senator from Kentucky just read a constituent's letter on the floor of the Senate advocating the "long overdue revolution" in this country. Does the senator know the meaning of these words? Is he advocating the violent overthrow of our government on the floor of the Senate? Is this where we have devolved in our country's political life? I hardly know what to say.

For the record:

revolution noun (POLITICS)
/ˌrev.əˈluː.ʃən/ n
[C or U] a change in the way a country is governed, usually to a different political system and often using violence or war
The French Revolution changed France from a monarchy to a republic.
The country seems to be heading towards revolution.

EquityRoy

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Monday December 21, 2009 · 8:33 AM PST

2009/12/21 · 08:33

I have made this suggestion before but here I went to the trouble to provide the actual amendments needed to accomplish this goal and save the Republic. This week the need has been strikingly clear. The US Senate is broken and cannot be fixed. Below the fold is my first draft of a resolution and the amendments necessary to amend the Constitution so that the US Senate is permanently dissolved. This will necessarily rise from the states since the Senate will never empower a Constitutional Convention to dissolve itself. As drafts of legal documents go, there are not that many changes that will need to be made to the Constitution. I believe support for this amendment will be found across the political spectrum.

I welcome your comments.

Poll

223 votes Show Results

Should the states convene a Constitutional Convention so that the US Senate be permanently dissolved?

223 votes Vote Now!

Should the states convene a Constitutional Convention so that the US Senate be permanently dissolved?

Yes!

115 votes

No!

29 votes

Stop wasting my time with this crap!

71 votes

Figgy puddinig!

8 votes

Hey Chase and AMEX - I won't forget

EquityRoy

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Monday October 26, 2009 · 8:51 AM PDT

2009/10/26 · 08:51

I am always amazed during times of trouble how true friends and true foes get sorted through life's filters. The friends who have been tried and true through times of trouble are priceless. There are also people however who, for whatever sick reason, see vulnerability and seem compelled to attack rather than assist or comfort. Sometimes attacks come from the people closest to us and conversely people whom we considered only casual friends come through the crunch like champs.

I firmly believe large businesses behave in ways that are rooted in basic human behavior so I want Chase Bank and American Express to know that I will not soon forget that when the chips were down for me during the recent financial crisis, they both went out of their way to kick me in the nuts.

EquityRoy

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Monday October 19, 2009 · 6:52 AM PDT

2009/10/19 · 06:52

It is time to initiate a new wave of serious public oversight of how the United States Senate conducts its business.

When a child is encouraged by grown ups to commit very costly fraud on the public, the authorities must act. The Senate has become the balloon boy of American politics. Enabled by its leadership to grab and hold as much secret personal power as possible, the Senate has floated away from its moorings. It is time for the authorities, read "American People," to intervene. Whether healthcare or foreign policy or judicial appointments or military spending, I cannot think of an important political problem in this country which is not being adversely affected by the US Senate rules allowing "anonymous holds" or "silent filibusters."

EquityRoy

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Monday August 17, 2009 · 1:42 PM PDT

2009/08/17 · 13:42

I know. I know. Cut off nose. Spite face. But honest to bejesus, if we go to all the trouble and expense to achieve control of both elected branches of government and still get no health care reform, as promised, politics clearly isn't the problem or the solution. The problem is the unaccountable health insurance system.

Why do insurance companies have eternal streams of cash to spend every day, year after year, decade after decade fighting single-payer or even a single public option? Why are they free to keep this fight going? How do they always manage to coral reform back toward the status quo? They have those billions of dollars to buy public opinion and Congressional votes because we give it to them. We stop giving them the money through our exorbitant premiums and they will have to choose between their bonuses and paying off Congress, end of report.

Could this be costly, difficult, and even dangerous? Yes. Is it worth the risk? I'm starting to think so.

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My Nephew's Bank Refuses Short Sale

VP Joe -- Way to go!

Benton Harbor, MI; The Political Story of the Decade

"Mourning in America" ad -- Shame on MSNBC

Sharron Angle's Fear-, um, Fund-Raising Letter

Coral Ridge Ministries - They Need To Pay Taxes

OH 8th: Pronounced ka-SOO-lee Not BOH-ner

Does Senator Bunning Advocate Revolution?

Constitutional amendment to dissolve the US Senate

Hey Chase and AMEX - I won't forget

Time to Highlight and Reform US Senate Bad Rules

Maybe Time to Boycott Health Insurance Companies?