That is what Republican economic policy is. Its not an ownership society. Its not personal accounts. Its economic balkanization.
WordNet defines Balkanize this way:
1. Balkanize, Balkanise -- (divide a territory into small, hostile states)
That is what Republican policies do to the American people--divide us against each other. Social Security works because it harnesses the economic power of working together. Privatization pits us against each other. Democrats want us to pool our economic might making each of us stronger. Republicans want us to hoard our money and act selfishly. Balkanization makes everyone weaker. The European Union beats Albania any day.