As Democratic senators debate the expansion of the Medicaid loan program to cover a larger number of those pushed below the poverty line with their unpaid hospital bills, (after their families bankruptcies) bankruptcy experts are questioning the wisdom of covering theose without insurance by expanding the Medicaid loan program. Medicaid, a loan that carries a 9% interest rate, is for the poorest hospitalized or disabled people. They historically have been completely disabled, but expanding the program wont help as much as one would think, because the poor, who will face huge bills, probably wont make enough to be able to EVER repay many loans. It will be a similar situation as it is for students graduating with huge student loans, with the important difference that the borrowers indebted from Medicaid will be sick and uneducated.
The goal for many Dems is to NOT make Obama's public option "too attractive." Healthcare companies are huge donors to politicians, and the poor rarely make political donations. People facing large medical bills almost NEVER make donations to political campaigns. So, why help THEM? Its cruel, but logical. Supporters of Obama's compromise with the health insurance industry say that should the Democrats adopt an affordable universal healthcare program that was more attractive to America's 300,000,000 people, something that hasn't been even proposed yet in Obama's fast track, buy or die healthcare "reform" effort, such as a true national healthcare plan, modeled on national healthcare plans in civilized nations, the 300,000 employees of the insurance firms would have to start looking for other jobs, increasing the already millions of unemployed. Senator Max Baucus has long been a fan of the Medicaid loan program, which aggressively seeks repayment of medical loans from a patient's family. But, many people who have been forced to seek Medicaid when they could no longer pay their hospital bills, complain that they were not told clearly that the repayment program was a loan, only that it would allow them to stay in the hospital when facing discharge before they had gotten better. (Medicaid focuses on paying for in-patient medical needs, it traditionally has not covered outpatient services extensively at all) There is another issue, the issue of extreme life threatening stress, and its long term effects on the brain. We all have met veterans who have returned from wars unable to function as a result of "shell shock" or extreme arousal because of fear for one's life or limb, for extended periods of time. Granted, nothing is ever free in America, unless you are a bank, but one would have to question the wisdom of burdening a nation of working people who desperately need to pursue job training for the future workplace, with a burden of stress that will initiate medical disabilities that make it very difficult for them to learn. It has the smell of sadism to it. Well, there is an alternative. Physicians for a National Health Program are offering a healthcare alternative that not only would make healthcare free for all, it also would eliminate the need for the Democrats expanded Medicaid loans by making healthcare free for all Americans, like it is in our neighbor Canada.
You must add at least one tag to this diary before publishing it.
You can add a private note to this diary when hotlisting it:
Are you sure you want to remove this diary from your hotlist?
Are you sure you want to remove your recommendation? You can only recommend a diary once, so you will not be able to re-recommend it afterwards.
Rescue this diary, and add a note:
Are you sure you want to remove this diary from Rescue?
Choose where to republish this diary. The diary will be added to the queue for that group. Publish it from the queue to make it appear.
Add a quick update to your diary without changing the diary itself:
Are you sure you want to remove this diary?
Are you sure you want to save these changes to the published diary?
Recommended by Andiamo
- When it comes to healthcare reform, the insurance industry got what it wanted. No public option. No competition. We can sit back, and say, aren't we great, we got "reform". No. We. Can't. We ...465 comments 210 Recs
- It's been about 15 months since I wrote Health Care Reform: My Number One Issue , and I have ...17 comments 6 Recs
- Get a load of these wackos . Most, as far as I can tell, are lefties ...43 comments 10 Recs
- This is moment in history. We have witnessed a fabulous fight by the medical care provider and the Pharmaceutical industries to work with the Obama administration to secure Health Insurance Reform.15 comments 5 Recs
- After decades of trying to enact comprehensive health reform for our country’s most vulnerable, and many recent months of debate and negotiation to move our current health reform bill to the ...463 comments 683 Recs
- Sen. Majority Leader Harry Reid's wife and daughter were just seriously injured in an automobile accident when rear-ended by a semi in Washington D.C. http://abcnews.go.com/Politics/wireStory?id=...4 comments 1 Recs
- Every liberal I know has been bitching ON an ON about how Democrats aren't fighting for them. And now that Kucinich has stood up there's talk about running a primary?!?!?114 comments 24 Recs
- 483 comments 525 Recs
- There is an opportunity to use this interregnum in the health care debate to reboot and put together a coalition for health care change that would be unstoppable. The key? A plan that gets employers ...21 comments 6 Recs
- This is going to be a short diary, just to promote Ezra Klein's great suggestion today. Specifically, after ...29 comments 20 Recs
- No current results.
- Physicians for a National Healthcare Program
- US healthcare spending vs. time.
- 101,000 Americans die annually - needlessly
- History of HMOs in USA- Indian medical journal's perspectiv
- Facts about Single Payer (PNHP)
- Two Thirds of All Americans Support Medicare for ALL (many poll
- Frontline - health care systems around the world (critically ac
- PubMed Health Sciences Database
- Health Insurance Info.net (options have dwindled for years, den
- Obama Administration's Options for Health Care Cost Control
- How Private Insurance Works Primer
- "American Values": A Smoke Screen in the Debate on Heal
- Medical Bankruptcy in the US: Largest US Family Destroyer, Most
- Study: 65% subsidy not enough to make COBRA affordable for many
- Canadian Government "Mythbuster" on why they make ALL c
- Give Legislators The Healthcare Their Constituents Have
- Quick Explanation of "What is a High Risk Pool" - How i
- The Practical Utility of (physician) Gag Clause Legislation