The insurance companies, or, as I like to call them, professional gamblers, have done it again. By Joining forces with the banking industry, which then made loans dependent upon buying insurance for whatever item the loan was taken out for, they guaranteed themselves enough money to successfully bribe the government. By bribing the government, they successfully got laws passed forcing all drivers to buy insurance, whether the vehicle had a bank lien on it or not.
Of course, we are "free" not to buy car insurance--if we are willing to pay astronomical fines, lose our licenses, get arrested by someone with a gun, and do jail time. They think they can succeed in implementing a similar system for forcing us to buy "private" or "free market" health insurance.
How would this be enforced? Would they hire several thousand officers who would go door to door demanding to see proof of insurance? Would these officers be paid with the money raised from hefty fines slapped on people who didn't have it? The problem with that is that there are already too many people who, having had to choose between food and car insurance, are already paying the five or ten dollars a week they can afford just to stay out of jail. If the government mandates that that five or ten dollars a week be used to purchase health care insurance, all of those people will go to jail and, ironically, receive food and health care at public expense. Okay, very poor food and health care, but not much worse than what we'll be forced to buy.
When someone HAS to buy your product, you don't have to care whether it's a good product or not, just whether it makes you a profit. But then, insurance isn't a product, is it? It's legalized gambling. Loans aren't products, either, though products can be purchased with them. Just think of the windfall profits the banks will make when people have to get loans to pay for government mandated insurance! And they will be being loaned their own tax dollars, seized and given to the banks without their vote. Now that we've gone past legalized gambling straight to government-mandated gambling, the sky's the limit for banks and insurance companies. Soon the government will be little more than their own private contractor, their enforcer.
Why don't they just start out by putting everyone in jail in advance? That way, they could only let out the people who promised to work hard for the "employees" of government, banking, and insurance companies in exchange for their "freedom". You know, building their mansions, flying their planes, building real products for them to buy, waiting on them in restaurants, that kind of thing. And those who refused to do the more menial work while in jail, making license plates, sewing clothing, manufacturing baubles, picking up roadside litter, etc. in exchange for food and shelter-- well, the insurance companies could just decide that their continued existences were contraindicated by the cost/benefit ratio.
Faced with the prospect of life under this kind of scenario, if I were allowed to be a token civilian on the panel, I'd vote for my own death.