TO: President Obama, the Senate and House of Representatives;
Now that you have successfully bailed out your friends, and put 2.2 million of us into foreclosure I thought you would like to know what is happening out here.
I had a great job, made over 100K a year, my husband made 65 - 70 each year. My job ended, my boss retired and the guy who took his place well he once called me names for being a woman, started EVERY meeting with a woman joke, I was the only woman, and stood me up in front of my Fortune 100 Vendor, team, who I had just completed a successful 3 billion dollar contract and asked me "Which one so you want to sleep with" all in all my computer based job was a great job until I had to work for those men, What a pair.
My Husband lost his job in the economic down turn, about 8 months after me.
We live in a nice house, we built it, my son and husband did it literally, after Hurricane Isabel took away the old house. And FEMA determined it would only cost $70,000 to rebuild it, we took a loan and three years to build it by hand.
During those three years we lived in a FEMA trailer seems formaldehyde is not good, and my lungs reacted to the chronic bronchitis by developing interstitial lung disease,. There is no treatment and the only cure is lung transplants but we no longer have any benefits, and your not coming up with a good public option. I talked to my pulmonary and transplant doctors. My Pulmonary doctors actually told me, no benefits no one to pay, no referral. No referral, no transplant list. I just die.
I tried Social Security, denied because my job did not require heavy lifting or walking, so I am dying,but not disabled.
Now I need to find a job that lets’ me work 100% at home. Sound good? NO ONE except for Michael Dell hires that way, and he tried to hire me, got the elbow from my old company about my being ill. Poof no job.
Time to settle my affairs, I put the house up for sale, no buyers. We keep dropping the price, but no one even comes to look. Now the house is going the way fo foreclosure, I say that because there is no way to stop it without my actually getting around $75,000 to catch up and jobs for us both to continue to pay.
I called Wells Fargo to find out what short sale means and the bottom price they will take for the house, to price it right and not go through 10 price reductions. I spoke with 3 different agents, none of which could tell me the lowest number, but all of who seemed to think it was OK to insult me. "Well you did take out the loan, did you think we did not want to be paid back?", I loved this one "People like you expect us to treat you as if you were an equal, well I pay my bills." I guess my 820 Credit rating prior to the job losses is now a mute issue.
The last person I talked to told me this "We do not know the price you should set your house at, once someone make and offer, we will consider the offer, and accept or deny it. We have been doing this for years, not just in the downturn" Then she said this "If the only offer you have is too low, we will still foreclose on you, and you will need to vacate the House. We would rather sell the house for half price, or leave it empty than to have you keep it." Nice huh, They would rather leave it empty for homeless, and drugies to live in, than to reduce my mortgage so I coudl keep it.
How much of my tax money did you give them???
Thanks for sending Wells Fargo the Bail out and not me. I would have paid off my bills, including this mortgage, and all my other bills too that would have stimulated the economy. And jobs would be out there for us all again. Instead we are into a depression now, over 10 % (more like 13% true) unemployment. And no hope for the American public. But Senator, congress persons, no worries on your part right, you care more about a filibuster than if we have food and shelter.
Listen I know your insulated from all of this, you can still buy gas, pay the electric bill, and your children are not hungry. So I included a link to my paypal account, if you could just donate a little, like you ask me to do in every email I get, I might be able to keep my house, my home, I will still die from lack of medical care. But maybe it won’t happen under the overpasses in Baltimore. I could maybe, if God still loves me, die in my own bed?
Is that too much to ask?