I know this is not a new story, it has been happening to people all across this nation, a credit card company sticking it to the American public, a bank which we all bailed out last fall and continue to support them thru actions by the "Fed" by loaning them money on their cheap paper at really really low interest rates.
I know I am not real smart but they are borrowing money from the "fed" at what 2 or 3 percent? Now they want to charge us the taxpayers who saved them nearly 30% annually, I am not very bright, so I called them and CANCELLED the account, and asked them to remove my name from future credit card offers.
I know times are tough all over, and maybe it sounds "whiny" to be complaining about a card with a 3,000 dollar limit on which I asked the man in Mumbai to verify had I ever made a payment late in the past 3 years, he looked atmy record and stated you have never missed or nor have you been late making your payments.
I then asked him to verify that I have always made payments much higher than the "minimum" and that all of my payments have been over one hundred a month, he looked again and said yes sir that is correct.
So I asked him if that is the policy of Chase to raise the interest rates to exorbitant levels on accounts in good standing, and could I speak to a supervisor about the matter, no one was available, so I told him that I was cutting the card up, I will never use them again.
I am a totally disabled veteran, my wife stays home to care for me, as I am not capable of staying home by myself for any long periods of time, I can NOT drive due to my disability, she drives me every where, my doctor appointments etc, I am on a fixed income, I am not poor but nor am I rich, I do not live beyond my means.
I do not ask for charity, I pay my bills, I am not asking for any kind of special treatment, but kind of along the lines of SNL I kind of like to get "kissed" while someone is trying to "#$$%^" me.
Chase can kiss me on Main Street at 12 noon Friday I will bend over so they can plant it square in the crack.
I hate to see what they are doing to their "bad customers"....
thanks for letting me rant.....Happy Thanksgiving to all