It just may be that the famous Dickens character is actually better than Bank of America, as Scrooge saw the error of his dastardly, evil ways and became a just man. I am willing to put good money by way of Vegas Book --if such a bet existed -- that Bank of America (BofA) will always be greedy creeps, until the day dawns when decent people with little or no 'voice', like you and me, find the means and method to rid ourselves of the blight they, and similar institutions, have put on our world.
My spouse and I are taking our first vacation in many, many months over the Christmas holiday. We booked our vacation well in advance to get the best rates and limited the number of days in our desitation -- New York City -- to a whopping five days, albeit two of the five days are across the Hudson River in the land of my birth and heritage, New Jersey.
About a week ago, I asked for a small credit limit increase on the credit card I have had with the aforemention chiseling bank for many years. (I've been a banking customer of theirs for nearly 15 years.) I thought it would be good to have that extra cushion, should any emergency arise while we're away.
Today, via US Mail, I received a notification from BofA that not only could they not approve my puny credit increase, they were notifying me, effective immediately, that my credit limit had been reduced -- by almost 1/2 what it had previously been before asking for the cruddy increase. The credit limit was not that high to begin with!
The insane creeps at BofA are constantly sending me these checks that can be drawn against the credit card account. I don't use them -- I don't need to nor want to as there are too many fees and catches. Their letter further indicated that should I have any of these checks outstanding, they "may no longer be approved or process due to this adjustment." We are good customers with longevity, have a respectable credit score, and are not late or behind in our mortgage or any of our other monthly bills, etc.
"Merry F*ing Christmas to you, valued customer", basically.
If memory serves, I helped loan them a pile a dough last year, which BofA turned around and used to acquire Merrill Lynch. What a bunch of pond scum bastards.