First diary in a long time! I used to diary as Orchidthief back when DKos was just starting up. Good to be back. Anyway, here is my problem. I have lost 18,000.00. That's right. It has vanished into thin air literally, courtesy of Wells Fargo. How can I be so calm you ask? Why haven't I called or visited my local branch (even though it's Sunday)? The answer is I am sure it will reappear. It's just vanished temporarily into that vanishing place of Big Banks. Story below:
My husband transferred (two days ago) 18,000 to my checking account from his. That sounds like a simple transaction. We checked with the bank tellers etc.. to make sure there was no absurd waiting period or whatever, since the money was actually in his account. Anyway, I am trying to pay off a whopping chunk of credit today via the telephone, so I decide to be really careful and check my balance. Low and behold, the 18,000 is still a pending transaction to my account. My available cash does not reflect this windfall meaning I cannot make my payment today. Okay I think I'll just make it tomorrow. Then an idea comes to me. If the money isn't available to me, what's happened to it in my husband's account? Surely it is still counting towards his balance. I go on over to his account. Low and behold, his account reflects that his available cash flow has been stripped of the 18,000. So, if he wanted to use that 18,000 today to take us on a surprise European cruise it would be denied, and if I wanted to use that 18,000 today to become a more economically responsible person I would be denied. So my question to you Kosers is..Where the "F" is this money? Who possesses this sum for one whole day? Any answers would be helpful.