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Is this the SMOKING GUN that can prove intended mortgage/securities fraud?

If you haven't heard of MERS, check your local newspaper to see who is foreclosing properties in your area.

Mortgage Electronic Registration Systems (MERS).

In their own words WRITTEN IN 1999:

MERS was created to avoid the cost and delays caused by assignments of mortgages and deeds of trust. To avoid the need to prepare and record an assignment with the County Recorder’s office, MERS holds title as nominee for the true mortgagee/beneficiary of the mortgage/deed of trust and as transfers occur, they are recorded on the MERS computer in a book entry systems similar to the transfer of stocks.

The MERS procedure for tracking the ownership of mortgages has a direct effect on the foreclosure process.

To read how MERS PLANNED to foreclose your California home see below:

First, this archived document has been taken down from the MERS website.  It was written in 1999 and outlines the foreclosure procedures for each state.  Open the archive link, where you will see a "select state" key.  Choose a state and the MERS rules originally written for foreclosure will display in a separate window (it takes a while TO LOAD, so be patient. I think this is the smoking gun, quite frankly).  There used to be an interactive map that the MERS "officers" could click on for the rules in their state.  For some reason, MERS decided to take this down
http://web.archive.org/...

Go to this site above and select California.

MERS Recommended Foreclosure Procedures for

CALIFORNIA

Version 1.1, 11 November 1999

A deed of trust in which the Mortgage Electronic Registration Systems, Inc. (MERS) is named as beneficiary requires special non-judicial foreclosure procedures. MERS was created to avoid the cost and delays caused by assignments of mortgages and deeds of trust. To avoid the need to prepare and record an assignment with the County Recorder’s office, MERS holds title as nominee for the true mortgagee/beneficiary of the mortgage/deed of trust and as transfers occur, they are recorded on the MERS computer in a book entry systems similar to the transfer of stocks.

The MERS procedure for tracking the ownership of mortgages has a direct effect on the foreclosure process. On MERS loans, MERS is shown as the record beneficiary and therefore a MERS foreclosure is brought in the name of MERS. However, at the time of sale the true beneficiary is determined by MERS and the Trustee’s Deed Upon Sale is recorded in the name of that true beneficiary. There are no assignments, additional taxes or costs when foreclosing under the MERS’ foreclosure procedures.

To achieve this result, the following non-judicial foreclosure guidelines are recommended:

On MERS loans, MERS will show as the beneficiary of record. Foreclosures should be commenced in the name of MERS. To effectuate this process, MERS has allowed each servicer to choose a select number of its own employees to act as officers for MERS. Through this process, appropriate documents may be executed at the servicer’s site on behalf of MERS by the same servicing employee that signs foreclosure documents for non-MERS loans.

Until the time of sale, the foreclosure is handled in same manner as non-MERS foreclosures. At the time of sale, if the property reverts, the Trustee’s Deed Upon Sale will follow a different procedure. Since MERS acts as nominee for the true beneficiary, it is important that the Trustee's Deed Upon Sale be made in the name of the true beneficiary and not MERS. Your title company or MERS officer can easily determine the true beneficiary. Title companies have indicated that they will insure subsequent title when these procedures are followed.

Normally, where the name of the grantee under the Trustee’s Deed Upon Sale is different than the name of the foreclosing entity, the Trustee’s Deed Upon Sale states that the "Grantee was not the foreclosing beneficiary." This designation triggers the imposition of transfer taxes on the sale. It is important to note that in a MERS foreclosure sale, even where the property reverts, the name of the grantee will be different than the name of the entity foreclosing. Nonetheless, the Trustee’s Deed Upon Sale should state that "The Grantee was the foreclosing beneficiary." This is because MERS merely holds title as nominee for the true beneficiary; it is the true beneficiary that has actually foreclosed and acquired title.

Finally, should a bankruptcy be filed, servicers should use the same procedures they use for other investor loans. Motions for Relief from Stay should be brought by the real party in interest, namely "Mortgage Electronic Registration Systems, Inc. as record holder and nominee for the true beneficiary _______." On Proofs of Claim, both the servicer and Mortgage Electronic Registration Systems, Inc. should be jointly named. The address to be used is the servicer’s address so that all trustee payments go directly to the servicer.

Throughout the country, judges are denying MERS standing.

I think the 1999 MERS Foreclosure Procedures published, at that time on their website and since removed is the smoking gun, quite frankly!

When you read the list of people, banks, and associations that created MERS, you will be hard pressed to NOT suspect that this foreclosure crisis was cleverly choreographed.

Oddly, CountryWide has been removed from the list since October, 2009.

Here's the 2009 list of the Board of Directors:

MERS Board of Directors (most are CEOs or Principles):
 
Ed Albrigo                       Freddie Mac
R.K. Arnold                     MERSCORP, Inc.
Barry Bier                GMAC Residential Holding Corp.
John Courson                Mortgage Bankers Association  
Henry Cunningham       Cunningham & Company
S.A. Ibrahim                Radian Group
John Johnson                MortgageAmerica, Inc.
Leo Knight                National City Mortgage
Pat Lamb P                      1st National Bank of Arizona
Ron McCord                   First Mortgage Company, LLC
Michael Petrie                 Mortgage & Investment Corp.
Kurt Pfotenhauer     American Land Title Association
Bruce Posey               Streeter Brothers Mortgage Corp.
John Robbins                 Vertice Lending
Deborah Schiavo        Highland Advisory Partners
Marianne Sullivan    Fannie Mae  Washington, D.C.
H.G. Waddell         United Guaranty Residential Insurance Co.
Michael Young         Cenlar Ewing, NJ

And the list of the original shareholders as of October, 2009.  CountryWide is not on the latest list for some reason:

American Land Title Association
CCO Mortgage Corporation
Chase Home Mortgage Corporation of the Southeast
CitiMortgage, Inc.
Commercial Mortgage Securities Association
Corinthian Mortgage Corporation
Countrywide Home Loans, Inc.
EverHome Mortgage Company
Fannie Mae
First American Title Insurance Corporation
Freddie Mac
GMAC Residential Funding Corporation
Guaranty Bank
HSBC Finance Corporation
Merrill Lynch Credit Corporation
MGIC Investor Services Corporation
Mortgage Bankers Association
(you might enjoy reading their MERS plan titled:
THE MERS EXPERIENCE: A Member’s Perspective from Angst to Zen
here:  http://www.msfraud.org/... )
Nationwide Advantage Mortgage Company
PMI Mortgage Insurance Company
Stewart Title Guaranty Company
SunTrust Morgage, Inc.
United Guaranty Corporation
Washington Mutual Bank
Wells Fargo Bank, N.A.
WMC Mortgage Corporation

(lists cited in comments below)

These are the MERS diaries I have written.  The comments attached to the diaries are worthy of reading to see the "whole picture" of this possibly planned criminal mortgage fraud/bogus securities/transfer of wealth scam.

Enjoy.  And help get this information out there please.

If you or anyone you know is facing foreclosure and MERS is involved, you need this information.  There are also many other contacts you can find for info within these diaries.

Mortgage Electronic Registration Systems  
Thu Sep 25, 2008 at 02:30:57 PM PST

Confusion hides sin!

CHECK OUT THE NAME OF THE HOLDER ON MANY OF THE FORECLOSED PROPERTIES.  Check your own newspapers!

Mortgage Electronic Registrations Systems (MERS)!  Go to minute 1:38 to witness this.  Who/what is MERS?  Who owns MERS?  Countrywide?  Now Bank of America?

MERS = An internet based system that enabled those who wrote mortgages to electronically off load them to Wall Street Hedge Funds
http://www.dailykos.com/...

How Homes Were Stolen While Wall Street Partied Hardy

AND WHY MORTGAGE BACKED SECURITIES HAVE LESS VALUE THAN TOILET PAPER.
http://www.dailykos.com/...

Some Homes Saved From Foreclosure, Here's How - Updated
by War on Error

Sun Dec 07, 2008 at 12:35:52 PM PST

Information is the WEAPON to help fight the WAR ON THE MIDDLE CLASS.  This info has helped others.

Please pass this to anyone facing foreclosure with Mortgage Electronic Systems Registration on their foreclosure papers.

HELP PEOPLE SAVE THEIR HOMES.
http://www.dailykos.com/...

MERS Losing!  Stop Your Foreclosure, Share with Others
by War on Error

Sat Oct 17, 2009 at 10:19:12 AM PST

MERS, MERSCORP, and/or Mortgage Electronic Registration Systems is finally being exposed.  Foreclosures ARE being stopped.
http://www.dailykos.com/...

And will a statute of limitation apply and the culprits get away scott free?

HR 1872, "Effective Corruption Prosecutions Act of 2007"
by War on Error

Tue Jan 13, 2009 at 10:40:04 AM PST

The 5 year statute of limitation for the rampant mortgage fraud clock is ticking.  It needs to be increased if we are to serve the law and justice for future generations.  As most of the mortgage fraud occurred beginning in 2003 it appears many white collar criminals are beginning to breathe a big sigh of relief, unless

There is an effort to extend the Statute of Limitation

This appears to be an effort to do so:
Please contact your legislators and support:
"Congress Considers a New Public Corruption Statute

HR 1872, "Effective Corruption Prosecutions Act of 2007"
http://www.dailykos.com/...

Did HR 1872 ever pass both houses and get signed into law?

Anyone?????  Or will the statue of limitation run out and all the robber barons get off scott free?

Originally posted to War on Error on Mon Feb 22, 2010 at 09:00 PM PST.

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Comment Preferences

  •  having been a closing attorney - thank you (7+ / 0-)

    I had a brief stay in this business. I got out really quickly. Partly due to the fact that real estate market was coming down and also because I saw way too many shady - suspect things going on.

    Most people have no idea what MERS is but they should certainly be aware

    •  Re: The 1999 Foreclosure Instructions (7+ / 0-)

      These used to be on the MERS website.  They have taken it down, for obvious reasons.

      However, it was found in the archive files.

      MERS need to answer this question:

      Why did they publish foreclosure procedures for each state in 1999!  when they opened their doors?  and right after the Graham/Whatever bill that eroded consumer protections and gave the banks permission to create MBS, etc?

      I think the whole mortgage crisis was planned and many made billions and now live on yachts in Dubai et al.  Maybe that is why so many in Congress are 'retiring'.

      cynical moi!

  •  These guys can't change foreclosure rules..only (4+ / 0-)
    Recommended by:
    mataliandy, shanikka, Jimdotz, MRA NY

    states can do that.  

    "When fascism comes to America, it'll be wrapped in a flag and carrying a cross." Sinclair Lewis

    by lakehillsliberal on Mon Feb 22, 2010 at 09:38:45 PM PST

  •  Oh yeah, they put an entire infrastucture (0+ / 0-)

    in place to smooth out the fall out process that they knew would occur.  It was all planned.  All planned, All planned.

    'If we lift our voice as one, there's nothing that can't be done' MJ

    by publicv on Tue Feb 23, 2010 at 01:39:39 AM PST

  •  I guess the key question is (0+ / 0-)

    Who owns MERS? Who organized it, and who requested it? Who control it?

    •  Here's some pertinent MERS docs (1+ / 0-)
      Recommended by:
      chigh

      The history of MERS forms from 1999-2010:
      http://www.mersinc.org/...

      Here's a list of shareholders.  It reads like a CAST of all those who made billions in this mortgage scam.  Note that all the TARP recipients are on the list as well as many who have since been dissolved:

      MERS Shareholders

      Shareholders played a critical role in the development of MERS. Through their capital support, MERS was able to fund expenses related to development and initial start-up.

      The following organizations are Shareholders of MERS.

      American Land Title Association

      Bank of America

      CCO Mortgage Corporation

      Chase Home Mortgage Corporation of the Southeast

      CitiMortgage, Inc.

      Commercial Mortgage Securities Association

      Corinthian Mortgage Corporation

      EverHome Mortgage Company

      Fannie Mae

      First American Title Insurance Corporation

      Freddie Mac

      GMAC Residential Funding Corporation

      Guaranty Bank

      HSBC Finance Corporation

      Merrill Lynch Credit Corporation

      MGIC Investor Services Corporation

      Mortgage Bankers Association

      Nationwide Advantage Mortgage Company

      PMI Mortgage Insurance Company

      Stewart Title Guaranty Company

      SunTrust Morgage, Inc.

      United Guaranty Corporation

      Washington Mutual Bank

      Wells Fargo Bank, N.A.

      WMC Mortgage Corporation

      http://www.mersinc.org/...

      •  All this information needs to be delivered to (0+ / 0-)

        Eric Holder's circular file...if it's not already been sent there.

        •  The Statute of Limitations may run out. (0+ / 0-)

          HR 1872, "Effective Corruption Prosecutions Act of 2007"
          by War on Error [Unsubscribe] [Edit Diary]

               
          Tue Jan 13, 2009 at 10:40:04 AM PST

          The 5 year statute of limitation for the rampant mortgage fraud clock is ticking.  It needs to be increased if we are to serve the law and justice for future generations.  As most of the mortgage fraud occurred beginning in 2003 it appears many white collar criminals are beginning to breathe a big sigh of relief, unless

          There is an effort to extend the Statute of Limitation

          This appears to be an effort to do so:

          Please contact your legislators and support:

          "Congress Considers a New Public Corruption Statute

          HR 1872, "Effective Corruption Prosecutions Act of 2007"

          http://www.dailykos.com/...

          And, if you peruse the list of shareholders you will find both Fannie Mae and Freddie Mac on the list.

          Everyone seems to have been involved.  

          •  Sure. (0+ / 0-)

            But there is no statute of limitations on revolutions.

            •  The choreography was so clever, heinous, but cute (0+ / 0-)

              Just kidding.

              In order to insure that people would default on mortgages, giving the greedy a chance to buy the homes for 10 cents on the dollar (or less), massive layoffs were required.

              In order to insure massive layoffs, the same banks that created these systems simply did so by not lending to robust businesses.

              The TARP recipients have the world economy by the short hairs.

              And the GOV is complicit.  Here's my favorite:  Buy foreclosed homes for $1.00, yes that is one dollar:

              About Dollar Homes

              HUD's Dollar Homes initiative helps local governments to foster housing opportunities for low to moderate income families and address specific community needs by offering them the opportunity to purchase qualified HUD-owned homes for $1 each.

              Dollar Homes are single-family homes that are acquired by the Federal Housing Administration (which is part of HUD) as a result of foreclosure actions. Single-family properties are made available through the program whenever FHA is unable to sell the homes for six months.

              By selling vacant homes for $1 after six months on the market, HUD makes it possible for communities to fix up the homes and put them to good use at a considerable savings. The newly occupied homes can then act as catalysts for neighborhood revitalization, attracting new residents and businesses to an area.

              Local governments can partner with local nonprofit homeownership organizations or tap into existing local programs to resell the homes to low- and moderate-income residents of the community.

              To find out if properties are available for sale in your community, visit HUD Homes and click on your state.

              http://www.hud.gov/...

              Why not $10, or $100, or $1,000, or $10,000?

              A Dollar?  Who comes up with this stuff, anyway.

      •  Here's the original list I found in Oct/2009 (0+ / 0-)

        MERS is backed by the Masters of the Universe/Wall Street.

        Here is the list of its Board of Directors:

        MERS Board of Directors (most are CEOs or Principles):
         
        Ed Albrigo                       Freddie Mac
        R.K. Arnold                     MERSCORP, Inc.
        Barry Bier                GMAC Residential Holding Corp.
        John Courson                Mortgage Bankers Association  
        Henry Cunningham       Cunningham & Company
        S.A. Ibrahim                Radian Group
        John Johnson                MortgageAmerica, Inc.
        Leo Knight                National City Mortgage
        Pat Lamb P                      1st National Bank of Arizona
        Ron McCord                   First Mortgage Company, LLC
        Michael Petrie                 Mortgage & Investment Corp.
        Kurt Pfotenhauer     American Land Title Association
        Bruce Posey               Streeter Brothers Mortgage Corp.
        John Robbins                 Vertice Lending
        Deborah Schiavo        Highland Advisory Partners
        Marianne Sullivan    Fannie Mae  Washington, D.C.
        H.G. Waddell         United Guaranty Residential Insurance Co.
        Michael Young         Cenlar Ewing, NJ

        And the list of Sharholders:

        The following organizations are Shareholders of MERS.

        American Land Title Association

        CCO Mortgage Corporation

        Chase Home Mortgage Corporation of the Southeast

        CitiMortgage, Inc.

        Commercial Mortgage Securities Association

        Corinthian Mortgage Corporation

        Countrywide Home Loans, Inc.

        EverHome Mortgage Company

        Fannie Mae

        First American Title Insurance Corporation

        Freddie Mac

        GMAC Residential Funding Corporation

        Guaranty Bank

        HSBC Finance Corporation

        Merrill Lynch Credit Corporation

        MGIC Investor Services Corporation

        Mortgage Bankers Association

        Nationwide Advantage Mortgage Company

        PMI Mortgage Insurance Company

        Stewart Title Guaranty Company

        SunTrust Morgage, Inc.

        United Guaranty Corporation

        Washington Mutual Bank

        Wells Fargo Bank, N.A.

        WMC Mortgage Corporation

        http://www.mersinc.org/...
        http://www.mersinc.org/...

        A virtual Who's Who of the Mortgage industry during the Bush Administration.  Many, of course, are now long gone.

        So, where ARE all the original notes?

        At some point, the high court will have to rule on this, I suspect.

        If people can just keep appealing.

        For distressed homeowners, it's sort of like trying to stay alive until the cure is discovered.

        If the high court has any sense at all, it will rule in favor of home owners, requiring them to pay an affordable rate for their homes, because empty homes are a hazard to communities everywhere.  

        And, of course, the usual wrist slap, wink wink, for the perpetrators.

        Dare we dream?

        by War on Error on Sat Oct 17, 2009 at 01:22:22 PM PST
        [ Parent ]

        Why was CountryWide removed from the lastest list on MERS site?

    •  Some of the founders of MERS (0+ / 0-)

      Mers Founders

      Mark Fleming, Principal
      Mark has over 25 years of experience in mortgage operations, securitization, technology management and strategic planning; of these, 21 years were in management/senior management at Freddie Mac. As Vice President for Strategic Partnership Development at Freddie Mac, he established Freddie's corporate partnerships for electronic securities auction and automated mortgage underwriting. A recognized leader in the US mortgage industry, he served as Founding Board Member of the Mortgage Electronic Registration System (MERS) and is co-holder of a patent specifying a method for predicting and reporting a real estate value. Mark is a graduate of Johns Hopkins University, and currently resides in Herndon, Virginia with his wife and two children. In his spare time, he enjoys volunteering at his childrens' high school.

      MARK IS A VERY RICH MAN TODAY, unless of course he gambled the Hedge Funds, which I doubt.

      http://www.sumsaraconsulting.com/...

      DONALD E. LANGE Director ...Mr. Lange has served as the President and Chief Executive Officer of , a mortgage banking and specialty finance company, since 1999.From March 2001 to February 2002, Mr. Lange served as President and Chief Executive Officer of OptiFI, a private company specializing in prepayment analytics.Previously, he served as the President and Chief Executive Officer of several specialty finance subsidiaries of Weyerhauser Company, including Weyerhauser Financial Services, Weyerhauser Mortgage Company and Weyerhauser Venture Company.Mr. Lange served as a director of Mortgage Electronic Registration System (MERS) from 1995 until 2002.In addition, he was a director of Pacific Gulf Properties from 1998 until 2001 and a director of Pedestal from 1999 until 2001.Mr. Lange was the President of the Mortgage Bankers Association of America in 1999.

      http://www.zoominfo.com/...

      Stephen D. Morrison - Morrison serves on the Mortgage Bankers Association of America Federal Legislative, State Legislative and Regulatory (Chairman 2001-2003), Regulatory Compliance (Chairman 1991-1993), Quality Control, Financial Institutions (Chairman 1997-1999), and Legal Issues Committees (Vice Chairman 1997, Chairman 1998). He also represents Wells Fargo Home Mortgage as a Director and Secretary of the Real Estate Services Providers Council (RESPRO) and as Chairman of the Board of the Electronic Financial Services Council (EFSC).  From 1995 to 2000, Morrison was the Chairman of the Board of the Mortgage Electronic Registration System (MERS).  In addition, Morrison is founder and a past director of the Norwest Housing Foundation, a not-for-profit organization created by Norwest Mortgage to provide solutions to housing needs in Norwest communities.

      http://www.linkedin.com/...

      And then there's this working group of 2001:

      Members of Legal Core SubgroupMembers of Legal Core Subgroup
      l Ann vomEigen, American Land Title
      l Bill Hultman, MERS
      l David Whitaker, Goodwin Procter
      l Dennis Priebe, Citigroup Mortgage
      l Donald Brewster, Freddie Mac
      l John Lajoie, First American
      l GabeMinton, MISMO
      l Harry Gardner, MISMO
      l John A. Richards, Fannie Mae
      l Stephen Ornstein, ThacherProffitt
      l Steve Morrison, Wells Fargo
      l Phyllis Slesinger, MBA
      l Rodrigo Alba, MBA
      l Tom Greco, Digital Signature Trust
      l Tom Wells, iLuminCorporation

      http://www.mortgagebankers.org/...

      Note the Title Company.  Without a title company willing to guarantee titles in this shell game of multiple mortgage transfers on the way to the mortgage backed securities game, there would be no game.

      American Land Title is listed on both the MERS shareholders list and this working group.

  •  Interesting (0+ / 0-)

    I had to sign a MERS form that was included in my HAMP loan modification paperwork.  It basically gave MERS the right to foreclose if I default.  I kinda figured my original mortgage note might not be "legit" so they had me sign that.  Full disclosure, I did get a great mod but it took me 8 months and a near nervous breakdown to get it done.

    ~War is Peace~Freedom is Slavery~Ignorance is Strength~ George Orwell "1984"

    by Kristina40 on Tue Feb 23, 2010 at 05:53:38 AM PST

    •  That is interesting (0+ / 0-)

      MERS can claim their rights; however, state judicial findings are disputing their right.

      This website has a lot of great info re: MERS lack of standing.

      Sadly, so many DC power players are involved unless the Supreme Court rules in favor of consumers good people will have their homes taken from them.  And we can pretty much guess who the SC will rule in favor of, right?

      •  We've Already Covered (0+ / 0-)

        That the litigation involving MERS' standing has yielded different results state by state.

        So why do you keep harping on this when you have been told it is not the magic bullet you keep trying to make it? It is downright irresponsible.

        If you don't stand for something, you will go for anything. Visit Maat's Feather

        by shanikka on Tue Feb 23, 2010 at 06:43:38 AM PST

        [ Parent ]

  •  I Will Simply Reiterate (0+ / 0-)

    A version of what I have said every time you post one of these diaries:

    If you are reading this and you are in trouble with your mortgage, hoping for a solution because of the MERS issue, please do not rely upon anything in this diary.  Publication of internal foreclosure procedures are absolutely meaningless and the 1999 document in particular is innocuous.  Such a document exists in every title company, every lender, and every multi-state mortgage companies' files because otherwise they'd have no clue what to do in a particular state.

    Foreclosure is a matter of each separate state's laws.  Whether MERS does, or does not, have perfect title to the deed of trust and/or note on your home permitting it to foreclose is a matter of each separate state's laws.  Some states have denied MERS standing to foreclose. Others have not.

    Again, if you are in trouble with your mortgage, please speak to an attorney or non-profit consumer agency specializing in foreclosure, such as NACA or ACORN, in your state about your situation.  And ignore anything but the particular advice you are given, based on your personal circumstances.

    If you don't stand for something, you will go for anything. Visit Maat's Feather

    by shanikka on Tue Feb 23, 2010 at 06:42:28 AM PST

    •  Actually, shanikka, here's your comment (0+ / 0-)

      from the 10/2009 diary.  You are responding to doc2 who blames 1/2 of the problem on irresponsible borrowers:

      You've Drunk the Koolaid (9+ / 0-)
      Very few of the borrowers who have been affected until now have been the "knowingly buy above your head" kind.  Most have been low-income, modestly-educated folks who were sold the American Dream and bought it.

      If Ben Bernacke could admit (and he did, in May, 2008) publicly that this problem was created by the securitization markets and their greed in seeking more and more property to slice and dice into CDOs, and that it was effectuated by taking advantage of borrowers, then you should be willing to admit it too.

      If you don't stand for something, you will go for anything. Visit Maat's Feather

      by shanikka on Sat Oct 17, 2009 at 11:50:28 AM PST
      [ Parent ]

  •  Simply stated (0+ / 0-)

    Providing facts is not harping.

    This case has been unfolding for a couple of years.  I have been reporting on it for 1 1/2 years.

    As more sunshine is shed in the courts, the more prescient those 2008 diaries have proven to be and the more important it is to keep this information front and center.

    This is why I refresh, update, and continue to post this information.  Of course, there are always the usual defenders of the same systems that have brought the world economy to its knees and destroyed the financial health of millions of American families.

    I am providing information, not advice.

    •  This Diary Adds Nothing New, However (0+ / 0-)

      It would be one thing if you added new information but literally I ended up with deja vu reading the first paragraph because it is virtually identical to the last diary you wrote.

      If you don't stand for something, you will go for anything. Visit Maat's Feather

      by shanikka on Tue Feb 23, 2010 at 06:58:18 AM PST

      [ Parent ]

      •  Here's link to last diary (0+ / 0-)

        http://www.dailykos.com/...

        Shanikka, diaries fly and die quickly here.  The information is new to new people each time I post.  

        I hope that soon that someone like Maddow will delve into this.

        So I keep posting.

        And will continue to keep posting as new push back news emerges.

        You are a lawyer.  I would love your analysis of the Foreclosure rules MERS published in 1999 for your state.  Do you see any problems with MERS viewpoint(s)?

        I asked for lawyers to read and comment, but no one did.

        It would be a great pro bono service.

        Thanks for your comments.

        WOE

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