I have been livid about the financial industry and the destruction of our nation's middle class by the greedy class. I have lost sleep over it. I have experienced it first hand. My home is not underwater, but the value dropped so precipitously that I doubt I will ever be able to sell it for a profit one day. My husband has been jobless for 18 of the last 24 months. My small business owner employer never knew from one day to the next these last two years if she could keep her doors open. She closed the office down last week. So now, I am out of work as well. Husband's unemployment is nearly gone, me getting unemployment rather than my salary, minus his unemployment means we can't pay the bills. We are grateful for the state health plan covering the five kids, but parents have had no health insurance for 2 years now. I am coughing horribly at this moment, but can't afford another trip to the urgent care place, I used up the coupon they offered on Monday.
So as you can see things in the prgsvmama26 household are pretty scary. I have good friends in my field (an unusual and tough to find positions one -birth assistant to home birth midwife service) are throwing me what work they can, I am revving up my own small (doula -paid labor companion - and childbirth educator) business that took a backseat to the job I loved, I haven't missed a mortgage payment or sent the five kids I have at home to bed hungry yet...so yes, I know lots of folks are in worse shape than I. I am in school working towards an eventual nursing and midwifery degrees, but that puts me a long way from being able to support my kids in that career without the two career household we used to have. But, every time I went to that damn BankofAmerica online banking page to do something with our accounts. And thought about what that bank and the other banksters did with our Congress' help. I felt sick to my stomach. I wanted to "Move My Money" when HuffPost first started promoting it. Husband wasn't on board. I kept pushing. And this week I went to a local credit union and opened 7 accounts (my business, our joint accts. and one for each of the 5 kidlets). It took my wonderful helper at the credit union 2+ hours to finish it all and he was as pleasant and helpful as good be. So we are leaving BOA checking acct. open for a couple weeks for some stuff to clear, but I am out.
Funny thing, tonight BOA called me for a survey about my happiness at their bank (they don't know I am leaving yet unless they have bugged the credit union office). And I was able to tell them that no I was not happy and that I have already opened new accounts and by next month I would be OUT of BOA with no regrets.
And once I do have a new job and husband has a new job I am refinancing the BOA mortgage as well! So I say, if you too have procrastinated or been fighting with the partner, JUST DO IT! Move your money. It feels like freedom!!!