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(This diary is cross-posted from Blue Virginia.)

Lies tick me off.  And a lie doesn't get any bigger than the Ryan/GOP one purporting they will "save" Medicare. But what do you say of dissembling, deceiving and lying media fronts?

Tuesday night ABC's Jonathan Karl pretended to fact check the Obama-Biden claim that Paul Ryan's Voucher Plan would "end Medicare as we know it." The Obama-Biden claim is completely true.  

So when he endorsed the GOP deception, Jonathan Karl's pants were on fire. The GOP, Ryan and Karl pretend  those 55 and over can keep traditional Medicare. It is a malicious lie intended to divide the old from the young while gutting the entire program. They know that. This is the truth about privatizing Medicare.

1.  Any insurance plan relies on younger, healthier subscribers' inputs (premiums) to pay for the less healthy older subscribers.  The younger usually need less care.

2. By giving the younger seniors a voucher,  the GOP effectively siphon off funding in the form of vouchers for younger seniors, de-facto defund  traditional Medicare and cause the system to collapse financially. So, no, older seniors cannot "keep it."  It won't be there.

3. For those currently under 55, it would no longer BE Medicare, but rather private insurance. Thus the end of Medicare as we know it for the younger seniors too.

4. Medicare was designed because of the failure of the private system to properly cover seniors.

5. With the profit motive, health care will cost more and seniors won't be able to buy it on the "open" market.

6. Seniors who can afford it at first, also won't be able to afford the ever-rising cost of private insurance.

7.  The GOP won't protect people against discriminatory insurance practices regarding pre-existing conditions. They will revoke "Obama Care," remember?

8. By employing a draconian limit to the amount of GDP the federal budget can be, the Paul Ryan Budget eliminates every domestic program, including Medicare. He would only fund defense and (supposedly) Social Security.  But he has talked out of two sides of his mouth on the subject of Social Security too. Yet he benefited from it as a child when his father died.  He got survivor benefits. Talk about hypocrisy.

But there is more deception by Ryan-Romney.

Additionally, while the Ryan-GOP budget cuts 3/4 of a Trillion dollars from Medicare, they do not use it to make Medicare more efficient and effective, while the Obama plan does.

The Obama Health Care plan cuts overpayments to Medicare Advantage programs, overpayments to hospitals and fraud. In the case of Medicare Advantage, the overpayments were designed to lure seniors out of Medicare AND to bankrupt it by paying private carriers MORE than the patient would cost them.

Importantly, the so-called Obama "cuts" really improve Medicare and strengthen it. The monies used bring solid return on investment. Some monies spent on staffing and for software will bring back bigger returns in fraud detection than the programs cost. They also mean there is more money in the system to fund legitimate claims when people are sick.

More importantly, in addition to the positives  mentioned above, much of the monies saved by the above, are funneled back into Medicare to close the prescription drug "donut hole," include preventative care and screenings, extend best practices and standards of care, and to reduce infections.  A lesser portion of it goes to expand health insurance availability for low-income Americans.

That's not all.  Medicare has very low overhead.  Insurance companies take roughly 20% or more for themselves.  The Affordable Health Care Act, which the GOP wants to end, would have contained excessive overhead.  Putting greedy insurance companies in charge will cost more. The GOP and their lying liars in the media know it.  

As I indicated above, the lie is a scheme to divide and conquer.  The GOP gamble is to make those 55 and older think Medicare will be there for them and hope the older beneficiaries  are either too old, too tired, too sick or too self-interested to support those younger than themselves. Ryan-Romeny are not right about that. Seniors know full well what voucherizing Medicare will do. AND they care about their children and grandchildren.

Privatizing Medicare will sink it.  The GOP knows it and so should everyone else.  The Obama-Biden claim is completely true.

President Obama needs to talk to the nation about the above, so everyone understands what is really going on.  If he doesn't, then perhaps Stephanie Cutler, his Deputy Campaign manager, can do a video on the subject. Her others are outstanding.  Meanwhile, tell everyone you know the truth about GOP lies.  

 

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Comment Preferences

  •  Tip Jar (11+ / 0-)

    "There is nothing in the middle of the road except yellow lines and dead armadillos." (Jim Hightower)

    by KathyinBlacksburg on Thu Aug 16, 2012 at 06:27:35 PM PDT

  •  Biggest "Duh" -- Seniors Won't Live Forever. (4+ / 0-)
    Recommended by:
    cocinero, elwior, retLT, OooSillyMe

    The population "keeping" Medicare will die and with them every trace of Medicare as we've known it.

    DUH!!!

    We are called to speak for the weak, for the voiceless, for victims of our nation and for those it calls enemy.... --ML King "Beyond Vietnam"

    by Gooserock on Thu Aug 16, 2012 at 06:35:43 PM PDT

    •  But they may not die until they are (4+ / 0-)
      Recommended by:
      elwior, ladybug53, blueoasis, OooSillyMe

      quit a bit older.  And Medicare will die first for a number of seniors who are in their sixties today.  Their lives may be shorter than they might have been because of the loss of health care.  But, we all know how much Romney, Ryan and the GOP care about existing human life.  They only care about potential life.

      "There is nothing in the middle of the road except yellow lines and dead armadillos." (Jim Hightower)

      by KathyinBlacksburg on Thu Aug 16, 2012 at 06:45:04 PM PDT

      [ Parent ]

  •  Thank you. I posted a similar concern (6+ / 0-)

    as a comment on Monday.  Here is my full comment which includes the concern you posted tonight.

    As a senior who just went on Medicare, I cannot believe that they could let people opt out and still keep the benefits for those of us who would stay on the system.  Someone needs to run the numbers on this so we can present them to current seniors to show this is a bait and switch, even for them.

    Like any healthcare program, the larger the pool, the better able the program is to deliver to those who need it at the time they need it.  If the pool is deliberately made smaller by opting out those 55 or younger, the financial security of the pool is weakened for those over 55 who would be allowed to stay on Medicare.  This is is the snake oil in the system they are trying to sell.  

    IMHO, it is would be irresponsible for me to want to screw those younger than myself out of a program that gives me much greater financial security as I get older.  But IF I were one of those so called "greedy seniors," then perhaps if someone showed me that my benefits would be jeopardized by cutting the pool, I might be convinced that the Romney/Ryan Plan is also dangerous to my well being along with the well being of those younger than myself.

    "Growing up is for those who don't have the guts not to. Grow wise, grow loving, grow compassionate, but why grow up?" - Fiddlegirl

    by gulfgal98 on Thu Aug 16, 2012 at 06:36:51 PM PDT

  •  Great analysis. (6+ / 0-)

    The GOP claims they will "save and strengthen" Medicare.

    There is plenty of evidence that privatizing Medicare will be bad news for seniors. One thing it does is open the doors for insurance company abuses, like marketing crappy policies with low premiums. Then when the policy holder gets sick, they find there are yearly maximums, lifetime maximums, or unexpected, unaffordable out-of-pocket costs.

  •  An excellent diary like this one will go a long (1+ / 0-)
    Recommended by:
    indie17

    way to instruct DKos readers about the mechanics of Paul Ryan's effort to privatize or otherwise end Medicare. Convincing conservative seniors will not be nearly as easy.

    A couple of months ago, I realized I was spending too much time singing with the DK choir. As enjoyable and affirming as my last 7 years have been, I knew it was time for me to branch out. I opened accounts with both my local newspaper and AARP to be able to comment on their venues.

    In both cases, I adopted screen names intended to give me more anonymity than the one I use here in the expectation of finding more confrontational environments, and, boy, have I ever.

    In the case of my local paper, I have introduced a unwavering progressivity to conversations that deal mostly with local issues, corruption on our city council, local tax rates, etc. Strongly conservative voices haven't surprised me as I know something about the demographics of my home city.

    In the case of AARP, however, where I've participated in the comment sections following articles about Paul Ryan and Medicare, I've been stunned to find much more opposition to Barack Obama's efforts than I ever anticipated in this population of Medicare-card-carrying seniors.

    So, I'm asking Kossacks to help. If you are eligible to join AARP but haven't for whatever reason, please consider  joining now and participating in the online discussions. I can't assure you that it's worth the price in hotel and rental car discounts as you may have heard, as we're pretty adept at negotiating good rates on our own. But I can tell you that we have a monumentally important election coming up and it would be good to have the AARP readers firmly on our side. Surprisingly, we are NOT there yet.

    Eliminate tax breaks that stimulate the offshoring of jobs.

    by RJDixon74135 on Thu Aug 16, 2012 at 08:47:18 PM PDT

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