Skip to main content

My dermatologist advised that basal skin cells on my face had to be removed and referred me to plastic surgeon, Dr. W, for the procedure. My meeting with Dr. W was straightforward with his description of the procedure and my questions covered satisfactory. At the end of my meeting with Dr. W, I was ushered into an office where I was presented and asked to sign, unread, 3 pages of consent and authorization clauses.

Most of these clauses were unexceptional except for one that required that I would be "financially responsible for all charges not covered by my insurance...". This I refused to sign because it was equivalent to signing a blank check for an unknown amount. Unknown and unexpected medical charges have been a major source of bankruptcy in this country.

On my return visit to Dr. W's office I had amended his consent form with my agreement to pay any additional charges not covered by my insurance but ONLY after I was informed as to the need and cost of these unknown medical costs. My position is that before being responsible for any costs, I had to know what they were; no blank check, thank you.


After review by Dr. W's office manager, I was curtly told that "my terms were unacceptable". I then did the unexpected: I said that I would not let Dr. W operate  and that I would ask my dermatologist for another referral for a plastic surgeon and left.

The contrast with the second plastic surgeon, Dr. P, was striking. On entering his office and presented with the standard medical history form, I asked to see Dr. P's consent form(s). Surprisingly I was told that he did not have consent forms and that the only permission I had to agree to was the standard release of medical information. This I quickly agreed to and then Dr. P performed the removal of skin cells quickly and professionally.

Moral of the story: we are consumers of medical services; we have a right to know what the cost of those services will be. Knowing medical costs beforehand (and rejecting the response that they don't know what the costs will be) is necessary to remaining financially solvent. It is also a prime factor in controlling escalating medical costs.    

Originally posted to Nospinicus on Sat Sep 01, 2012 at 09:25 AM PDT.

Also republished by KosAbility.

Your Email has been sent.
You must add at least one tag to this diary before publishing it.

Add keywords that describe this diary. Separate multiple keywords with commas.
Tagging tips - Search For Tags - Browse For Tags


More Tagging tips:

A tag is a way to search for this diary. If someone is searching for "Barack Obama," is this a diary they'd be trying to find?

Use a person's full name, without any title. Senator Obama may become President Obama, and Michelle Obama might run for office.

If your diary covers an election or elected official, use election tags, which are generally the state abbreviation followed by the office. CA-01 is the first district House seat. CA-Sen covers both senate races. NY-GOV covers the New York governor's race.

Tags do not compound: that is, "education reform" is a completely different tag from "education". A tag like "reform" alone is probably not meaningful.

Consider if one or more of these tags fits your diary: Civil Rights, Community, Congress, Culture, Economy, Education, Elections, Energy, Environment, Health Care, International, Labor, Law, Media, Meta, National Security, Science, Transportation, or White House. If your diary is specific to a state, consider adding the state (California, Texas, etc). Keep in mind, though, that there are many wonderful and important diaries that don't fit in any of these tags. Don't worry if yours doesn't.

You can add a private note to this diary when hotlisting it:
Are you sure you want to remove this diary from your hotlist?
Are you sure you want to remove your recommendation? You can only recommend a diary once, so you will not be able to re-recommend it afterwards.
Rescue this diary, and add a note:
Are you sure you want to remove this diary from Rescue?
Choose where to republish this diary. The diary will be added to the queue for that group. Publish it from the queue to make it appear.

You must be a member of a group to use this feature.

Add a quick update to your diary without changing the diary itself:
Are you sure you want to remove this diary?
(The diary will be removed from the site and returned to your drafts for further editing.)
(The diary will be removed.)
Are you sure you want to save these changes to the published diary?

Comment Preferences

Sharoney, Pat K California, Mirele, Renee, Thumb, Superskepticalman, Angie in WA State, Constantine, Best in Show, northsylvania, CJB, sarahinwi, Chi, Radiowalla, MadRuth, thinkdouble, grollen, teacherken, Timaeus, AaronInSanDiego, native, Geenius at Wrok, NYmom, melvynny, DebtorsPrison, sara seattle, MouseThatRoared, Shockwave, Sherri in TX, donna in evanston, Wintermute, SanJoseLady, liz, mslat27, eeff, mzinformed, elfling, WI Deadhead, red moon dog, TampaProgressive, Bob Friend, Matilda, floridagal, MarkInSanFran, musicsleuth, expat germany, expatjourno, Creosote, Heart of the Rockies, Gustogirl, cbythesea, missLotus, susans, BlackSheep1, Wee Mama, wonkydonkey, nyceve, kansasr, whenwego, ellefarr, CoolOnion, Pithy Cherub, boadicea, stevej, mrblifil, pedrito, JuliaAnn, ivote2004, retLT, jennifree2bme, jalbert, Nate Roberts, Glinda, askyron, griz4u, antirove, hopeful, sidnora, Chrisfs, fluffy, aitchdee, revsue, SneakySnu, RLF, ammaloy, psnyder, sockpuppet, TexDem, NYC Sophia, CitizenOfEarth, MA Liberal, johanus, cosette, Damnit Janet, JimWilson, HeyMikey, mnguitar, Sychotic1, Catte Nappe, eodell, RebeccaG, Timbuk3, lcrp, 313to212, Oaktown Girl, Exurban Mom, FlyingToaster, AllisonInSeattle, zerelda, NapaJulie, jcrit, lyvwyr101, BigDuck, eve, rambler american, furi kuri, xxdr zombiexx, Limelite, Ohkwai, sb, libnewsie, nailbender, davidincleveland, historys mysteries, Bluesee, radarlady, Tinfoil Hat, NoMoreLies, denise b, Ckntfld, UFOH1, UncleCharlie, qofdisks, JanetT in MD, irate, Erik the Red, offred, Alice Venturi, kitchen sink think tank, basquebob, dewtx, ChemBob, drewfromct, fixxit, eru, owlbear1, Ex Con, SaraBeth, aaraujo, Fury, Overseas, skyounkin, Ice Blue, gerardbellavita, CompaniaHill, kaliope, brentut5, Shotput8, Ginny in CO, mph2005, Shaking the Tree, Clember, snoopydawg, Pluto, bunsk, Eileen B, Lindy, littlewren, fhcec, bently, xaxnar, CJnyc, Born in NOLA, martini, third Party please, cre8fire, und83, Showman, Shirl In Idaho, esquimaux, Patriot Daily News Clearinghouse, myboo, aloha and mahalo, Mr Bojangles, tobendaro, Themistoclea, hungrycoyote, dopper0189, raptavio, cookseytalbott, mooshter, Dvalkure, kestrel9000, cotasm, ladelfina, VictorLaszlo, ktar7582, fiddler crabby, raincrow, SarekOfVulcan, Lefty Coaster, global citizen, twigg, 4Freedom, Rosaura, gooderservice, SadieSue, flymice, tapestry, Preston S, middleagedhousewife, llbear, SingerInTheChoir, bumbi, democracy is coming, CA Nana, geekydee, BB10, suspiciousmind, fiddlingnero, Stripe, means are the ends, Dreaming of Better Days, MadMs, Statusquomustgo, Bernie68, Friend of the court, SeekCa, ipsos, kml, Little, Quicklund, Nulwee, OHdog, ZenTrainer, BeerNotWar, Aaa T Tudeattack, cpresley, mrmyster, One Pissed Off Liberal, out of left field, BeninSC, pfiore8, Cronesense, blue armadillo, tgypsy, camlbacker, weneedahero, ksp, SharonColeman, moodyinsavannah, Debs2, LSophia, rccats3, gloriana, Msinformed, edsbrooklyn, rgjdmls, la urracca, tbirchard, terabytes, bnasley, mbh1023, NoMoJoe, US Blues, ubertar, martyinsfo, tcdup, carpunder, uciguy30, leonard145b, fallina7, M Sullivan, aseth, Empower Ink, jgilhousen, jwinIL14, rogerdaddy, JeffW, gfv6800, hulagirl, fuzzyguy, spacejam, Johnny Nucleo, OleHippieChick, Youffraita, smrichmond, elwior, lineatus, Akonitum, alasmoses, Its any one guess, mikeconwell, Lujane, tofumagoo, royce, Ocelopotamus, Henruy Lopez, dewley notid, left my heart, pickandshovel, MsWings, Jeff Y, catly, codairem, Horsefeathers, glendaw271, elpacifico66, phrogge prince, luckylizard, Parthenia, lenzy1000, Al Fondy, HarpboyAK, JamieG from Md, Mayfly, DavidW, GrannyOPhilly, Diogenes2008, shortgirl, lissablack, Wordsinthewind, oldliberal, Fiddlegirl, MrsTarquinBiscuitbarrel, Rhysling, ARS, litoralis, greengemini, banjolele, eltee, CanyonWren, Nebraskablue, susanWAstate, Zotz, War on Error, ebrann, indres, DefendOurConstitution, langstonhughesfan, prgsvmama26, petral, UnaSpenser, marzook, MKSinSA, oxfdblue, COwoman, IreGyre, KenInCO, sfarkash, astral66, Leftcandid, LookingUp, Lefty Ladig, BlueOak, Amber6541, Just Bob, chambord, commonmass, smileycreek, Christy1947, coppercelt, mamamorgaine, Broke And Unemployed, NJpeach, catwho, piers, Crabby Abbey, angelajean, freeport beach PA, consciousempress, Eddie L, JoanMar, tellthestories, shenderson, pixxer, anonevent, DerAmi, DiegoUK, sharonsz, Actuary4Change, ffour, Betty Pinson, tremayne, MsGrin, Floande, Its a New Day, Actbriniel, slice, Wisdumb, indubitably, no way lack of brain, Onomastic, yellow cosmic seed, kerflooey, ladywithafan, mama jo, Dretutz, coquiero, Catherine R, slowbutsure, sostos, vahana, cv lurking gf, donaurora, anyname, OldGrammy, m00finsan, ardyess, asterkitty, OhioNatureMom, lillyspad, miscanthus, ciaomama, mrsgoo, Haf2Read, marleycat, burana, Jasonhouse, muddy boots, Coastrange, SueM1121, floridablue, PeggyD, MRA NY, marianevans, wintergreen8694, enhydra lutris, peregrine kate, Safina, whaddaya, bluedust, mali muso, sound of progress, Wood Dragon, VTCC73, cap76, Marihilda, Vatexia, jolux, SoCalSal, SteelerGrrl, just another vortex, jadt65, DRo, Regina in a Sears Kit House, CoyoteMarti, zenbassoon, BlueDragon, Only Needs a Beat, Istillhope, ridemybike, stormicats, Heart n Mind, anodnhajo, Flying Goat, leathersmith, molecularlevel, IndieGuy, joanil, Joieau, Trotskyrepublican, Mr Robert, chicagobleu, mapamp, jan4insight, hotheadCA, Syoho, AspenFern, reginahny, bewareofme, Rizzo, srlaserguy, Murphoney, ricklewsive, Margd, wxorknot, cassandracarolina, jennyp, rat racer, dotdash2u, Kayjay, RonK, peptabysmal, CalBearMom, Rosedale, mygreekamphora, DamselleFly, doesnotworkorplaywellwithothers, onceasgt, 6ZONite, TheMeansAreTheEnd, kleinburger, Late Again, glorificus, OkieBlue, broths, LeftArmed, goodpractice, weck, Southcoast Luna, Yo Bubba, Noctem Aeternus, Aunt Pat, Ree Zen, MarEng, QDMacaw, GreenMother, Smoh, ModerateJosh, ET3117, Ms Tex, Heather in Midtown, Jim Domenico, Cyberwizard, sparkysgal, Michael Chadwick

Subscribe or Donate to support Daily Kos.

Click here for the mobile view of the site